Word list business English

to provide

to give or supply

to contain

to have or hold within

policy

set of ideas or plans that is used as a basis for making decisions

benchmarking

comparison of a company’s performance against that of the best in an industry

to enhance

to improve or increase

deregulated

to remove controls and regulations from it.

fine

a punishment in which a person is ordered to pay a sum of money because they have done something illegal or broken a rule

significant

important or noteworthy

storage

storing something for future use

equipment

Assets that are used to produce a product in a manufacturing or operating environment

prohibited

forbidden or illigal

regulation

rule

ro repeal

to cancel or reverse

requirements

needs

overhead

all costs incurred in the upkeep or running of a factory or business isn’t for individual products or items

to support

to help or back up

distribution

giving something to a number of people or places.

delivery

bringing of letters, parcels, or other goods to someone's house or to another place where they want them

maintenance

The process of keeping something in good condition by regularly checking it and repairing it when necessary

fees

a sum of money that you pay to be allowed to do something

employee

a person who is paid to work for an organization or for another person

employer

is the person or organization that you work for

enquiry

the act of asking for information

stock control

making sure that a company always has exactly the right amount of goods available to sell.

expense

money that something costs you or that you need to spend in order to do something.

insurance policy

a document that gives details of the agreement between an insurer and the person who is insured

fixed cost

Set of costs in an operation that does not vary with production volume

alterations

changes

Statuory obligations

Something that is mandatory for a company by law

procedure

a way of doing something, especially the usual or correct way

to bill / invoice

to send a bill for goods or services you have provided

to break even

when there is neither profit nor loss

Demand

request for something; something that somebody needs

currency

the system of money that a country uses

income

the money that a person, a region, a country, etc. earns

lucrative

​producing a large amount of money; making a large profit

demand forecasting

he process of making estimations about future customer demand over a defined period

to receive

to get or accept something

trend

a general direction in which a situation is changing or developing

to predict

to say that something will happen in the future (synonym of to forecast)

demand management

planning methodology used to manage the demand for products and services

complementary

things that are different from each other but make a good combination

seasonality

the fact of varying with the seasons

rolling forecast

a report that uses historical data to predict future numbers continuously over a period of time

time series

a series of data points listed in time order

exponential

An increase becoming faster and faster

correlation

a connection between two things in which one thing changes as the other does

error

mistake

variation

a change, especially in the amount or level of something

irregularity

something that does not happen at regular intervals

down payment

​a sum of money that is given as the first part of a larger payment

documentation

material that gives official information or evidence

to develop

to change, progress or evolve

moving average

a calculation used to analyze data points by creating a series of averages set

availability

something is possible to get, buy or find

range

a variety of things of a particular type (e.g. product range)

to analyse

to examine the nature or structure of something

customized

made or changed to suit the needs of the owner

collateral

something of value that secures a loan or other credit

EBIT

abbreviation for a company's earnings before interest and taxes

credit rating

an evaluation of a borrower's ability to pay interest and pay back a loan

operating cash flow

the money generated from a business's normal activities

maturity

date on which a loan must be repaid/ the lenght of time until this date

expiry date

he date after which an official document, agreement, etc. is no longer legally acceptable

credit limit

The maximum amount that a bank will lend to a customer

portfolio

all the securities and financial assets held by a person or institution

margin

The difference between the interest rate a lender pays and the rate it charges its borrowers

cost of funds

The price that a financial institution must pay for the use of money

trade-off

the act of balancing two things that are opposed to each other

Bank Overdraft Facilities

a credit agreement made with a bank that allows an account holder to use or withdraw more money than what they have in their account up to the approved limit

conditions of sale

arrangements for a sale that are stated by the person or company selling the goods

to exceed

to be greater than a particular number or amount

to reduce

make something less or smaller in size, quantity, price, etc

excess

more than is necessary, reasonable or acceptable

investor

a person or an organization that invests money in something

invoice

bill/check - record of how much you owe for goods or services that you have bought

leasing

using something, especially property or equipment, in exchange for rent or a regular payment

moonlighting

to have a second job that you do secretly, without telling your main employer

net income

a person's income after all tax and other costs have been paid

net sales

the total value of a company's sales after all costs such as returned, damaged, or missing goods, and any price reductions, taxes, etc. have been subtracted

pay back period

the amount of time it takes to get back the amount of money originally invested in something

personnel expenses

All expenses to be paid to employees by the employer, such as wages, salaries and employers' social security costs.

selling expenses

the costs associated with distributing, marketing and selling a product or service

social security

a system of payments made by the government to people who are ill, poor, or who have no job

solvency

the state of not being in debt

disposable income

the money that you can spend as you want and not the money that you spend on taxes, food, and other basic needs

accounts payable

debts that must be paid off within a given period

accounts receivable

outstanding invoices a company has or the money clients owe the company.

annual

yearly

annual report

a document that public corporations must provide annually to shareholders that describes their operations and financial conditions

auditing

to make an official examination of the accounts of a business and produce a report

balance sheet

A financial statement that reports a company's assets, liabilities and shareholders' equity at a specific point in time

bookkeeper

someone whose job is keeping an exact record of the money that has been spent or received by a business or other organization:

bookkeeping

 keeping an exact record of the money that has been spent or received by a business or other organization

brand name

the name given to a particular product by the company that makes it

cash

money in the form of notes and coins

cash and cash equivalents

line item on the balance sheet that reports the value of a company's assets that are cash or can be converted into cash immediately

cash flow

is the net amount of cash and cash equivalents being transferred into and out of a company.

cash flow statement

is a financial statement that summarizes the amount of cash and cash equivalents entering and leaving a company.

to commission

to formally choose someone to do a special piece of work