어휘 1~2

중앙은행

central bank, the main bank that issues currency and manages a country’s monetary policy [한국은행(한국), 연방준비은행/연준(미국)]

CBDC

central bank digital currency, digital money issued and regulated by a country’s central bank [중앙은행 = 한국은행]

분산형 데이터 저장 기술

distributed data storage technology, techniques for storing data across multiple locations or systems

전자금융업자

electronic financial service provider, a company that offers financial services through electronic means (e.g., online payments, mobile banking)

금융회사(금융사)

financial company, a business that provides financial services like banking, loans, or investments (은행, 보험회사, 증권회사, 신용카드 회사 등)

화폐

currency, money used in a country

지폐

banknote, paper money

체크카드

debit card, money is taken directly from your bank account

신용카드

credit card, you borrow money from the card company and pay later

디지털 화폐

digital currency (all forms of money that exist in digital form)

암호 화폐

cryptocurrency (bitcoin, ethereum)

가상 화폐

virtual currency (digital money used mainly in online platforms or games and usually not issued by governments)

전자 화폐

electronic money (e-money), digital form of regular money stored electronically (e.g., prepaid cards, mobile payments)

암호

code, encryption, cipher, secret code

암호화 기술

encryption technology, techniques used to secure data by converting it into a coded form

블록체인

blockchain, a digital system that securely records transactions

화폐 발행

currency issuance, the process of creating and distributing money

화폐 발행 주체

currency issuer, the authority or organization that issues money (usually a central bank)

발행 주체

issuing authority, the entity responsible for issuing something (e.g., currency, bonds, or documents)

대담

interview, conversation, or dialogue between people, often formal

금융계

financial sector, the industry related to banking, investment, and finance

화두

hot topic, subject of discussion or main issue being talked about [話 말 頭 머리]

계(界)

field, world, or sector; used to refer to a particular area of expertise or industry [영화계, 과학계]

열풍이 불다

a craze spreads, a trend becomes very popular [열풍 hot wind]

보편화되다

to become widespread, to become common or universal

자리를 대체하다

to replace a position or seat

민간

private, non-governmental

민간 디지털 화폐

private digital currency, digital money issued by non-government entities, such as cryptocurrencies using blockchain technology

속하다

belongs to, is part of

구기 종목

a ball game

분산형 데이터

distributed data, data stored across multiple locations or systems rather than in a single central place

분산

distribution, dispersion

장부

ledger, a book or record used to keep track of financial transactions [account book]

거래 내역

transaction history, a record of all transactions made

복제하다

replicate, copy

거래

transaction

기존

existing

소재가 모호하다

the subject/material is vague or unclear

모호하다

ambiguous, vague

보안이 강력하다

powerful security

다만

however, but, only (used to introduce a limitation or exception)

통용되다

To be commonly used or generally accepted.

현금화

cashing, converting assets or securities into cash

동일

same, identical, equal

규모

scale, size

자율적으로

autonomously, independently, on one’s own initiative

보장하다

guarantee

예금

deposit, savings

상(명사)

in/on (온라인상 in/on the internet)

손쉽게

easy, with ease

송금하다

remit, wire transfer

인출하다

withdraw money (돈을 찾다/뽑다)

충전하다

charge, recharge, add money or credit to an account or card

구별하다

distinguish

용어

term, terminology, a word or expression used in a specific field or context

(-이/가) 주목받다

to receive attention, to be noticed

변동이 일어나다

fluctuate

변동성이 작다

not much change in value

(-이/가) 안정적이다

to be stable, to have a steady or reliable state

(-을/를) 조절하다

to control, adjust, or regulate

탈세

tax evasion

자금 세탁

money laundering

방지하다

to prevent

도난 및 분실

theft and loss

가속화되다

to be accelerated, to speed up

고물가

high prices, high inflation

부업

side job, side hustle

재테크

financial management, investment strategy [재=돈, 재산] [예: 집, 주식]

저축

saving (putting money aside, usually in a bank or investment for future use) [= 저금]

절약

frugality, economizing (spending less, reducing expenses) [전기/물 절약]

주식

stocks, shares

저물가

low prices, low inflation

운영비

operating expenses [비=돈]

인건비

labor costs, cost of labor

고정비

fixed costs [예: rent] [↔ 변동비]

투잡족

people with two jobs

딩크족

couples with dual incomes and no kids 딩크족

딩크

dual income, no kids

욜로족

YOLOs (people who follow the “You Only Live Once” lifestyle)

족

group, type, people (used to describe a group sharing a common lifestyle, habit, or characteristic)

통신비

communication expenses, phone and internet bills

지출하다

spend money

팍팍하다

tough, harsh, difficult (often describing life, work, or circumstances)

근래

recently, lately [요즘]

대리운전(기사)

chauffeur

이른바

so-called, what is called […-라고 부르다]

-에 육박하다

to approach, to come close to

역대 최고치

the highest level ever

역대 최저치

the lowest level ever

역대 최대치

the largest amount ever

역대

of all time, in history [가장]

상위권

high rank

후년

two years from now

내후년

three years from now

급감하다

decrease sharply, drop rapidly [↔ 급증하다]

고령층

elderly population, older age group

일용직

day laborer (type of employment where a person is hired on a day-to-day basis, often without a long-term contract; temporary job)

연속

continuous

-을/를 기록하다

to record, to document, to set (a record)

신용대출

unsecured loan, personal loan (a loan based on creditworthiness without collateral)