ch 8-9

Which agency regulates the distribution, possession, and prescribing of controlled substances in the United States?

DEA

An inquest would be requested for which of the following situations, except

heart attack at the hospital

Several people sue a physician for medical professional liability over the course of a year, such that the limits of the policy are exceeded. What type of coverage may cover amounts over the limit of the regular policy?

Umbrella

In spousal abuse, what is a sign that abuse may be occurring?

The spouse is overly concerned about the patient

If a child shows signs of abuse, why is it important to speak to the child alone?

All of the options are true

What type of abuse is criticizing and belittling considered?

Verbal/emotional

Amphetamines are considered a Schedule ___ drug.

II

If you choose not to renew a policy as of June 30th, and a claim is made against you on July 30th for an incident that occurred on June 30th. According to your policy, you are not covered. This is what type of policy?

Claims-made

This type of policy covers incidents that occurred before the beginning effective date of the policy.

Prior acts

The primary objective of obtaining liability coverage is to

protect assets in the event of a settlement in the claimant's favor

If you suspect abuse and do not report it, what are the potential consequences?

a) You may endanger the child further.
b) You may be held legally responsible for further abuse.
c) You may lose status with the child as a trustful person.
d) All of the options are true.

All of the options are true

A policy was in effect from July 1, 2000, through August 31, 2015. A claim was made on the policy on October 24, 2017, related to an incident that happened while coverage was in effect. Which type of policy is most likely to cover the claim?

Occurrence-basis

In general, an insurance carrier will settle a lawsuit if the claimant has a ___% chance of winning at trial.

50

Provisions in a policy usually allow an insurer to cancel or refuse to do which of the following with respect to the policy?

Renew

Where are births legally recorded?

The local county clerk's office

This Act was created to combat designer drugs by allowing the DEA to treat any substance that is similar to an illegal drug as if it were a Schedule I drug.

The Federal Analog Act

Most physicians' offices carry a liability policy. Which would not be covered under the policy?

Patients

Liability policies usually require annual payment of which of the following?

Premium

Which is not an advantage of a personal professional liability policy?

It is expensive

Preparations containing limited quantities of narcotics (e.g., cough medicine) are considered Schedule __ drugs.

V

At the federal level, who mandates that communicable diseases are reported?

CDC

If an insurer pays a claim even though the physician contends that he or she was not at fault, the insurer may be exercising the right to

settlement

In what instance is there no requirement for a HIPAA release?

When a patient is diagnosed with active tuberculosis

What is the best way to notify an insurer if a claim has been made against an insured person or facility?

Send a letter by certified mail, return receipt requested

What field is held to the highest standards when it comes to patient safety?

Healthcare