Real Estate Unit 18

Fair Housing

Administrative Law Judge (ALJ)

Has the authority to award actual damages to an aggrieved party and, if it is believed the public interest will be served, to impose a monetary penalty.

Americans with Disabilities Act (ADA)

Requires reasonable accommodations in employment and access to goods, services, and public buildings.

Blockbusting

The act of encouraging people to sell or rent their homes by claiming that the entry of a protected class of people into the neighborhood will have a negative impact on property values.

Civil Rights act of 1866

Prohibits discrimination based on race in every property transaction. Was upheld in Jones vs. Mayer in 1968

Conciliation

The resolution of a complaint by obtaining assurance that the person against whom the complaint was filed (the respondent) will remedy any violation that may have occurred.

Department of Husing and Urban Development (HUD)

The Fair Housing Act is administered by HUD

The Fair Housing Act

Prohibits discrimination based on

F - familial status

R - race

E - ethnicity

S - sex

H - handicap

C - color

O -

R - religion

N - national origin

Fair Housing Amendments Act

Added disability and familial status (i,e, households with children), although an exception was made for certain housing intended for people 55 or older.

Housing for Older Persons Act (HOPA)

Repealed the requirement that housing intended for those 55 or older have “significant facilities and services” designed for seniors. HOPA sill requires that at least 80% of occupied units have one person 55 or older living in them.

Redlining

The practice of refusing to make mortgage loans or issue insurance policies in specific areas for reasons other than the economic qualifications of the applicants.

Steering

The channeling of homeseekers to particular neighborhoods or discouraging potential buyers from considering some areas.

Title VIII of the Civil Rights Act of 1968

Signed into law by Lyndon B. Johnson on April 11 of that year, was amended by the Housing and Community Development Act pf 1974 and the Fair Housing Act of 1988 and is known as the Fair Housing Act