Financial Literacy - Identity Theft

Clone Phishing

This is resending an email that now has a malicious attachment or link.

Credit bureau

A company that gathers and stores various types of information about you and your financial accounts and history.

Doxing

These scams occur when someone releases online personal information about their victim, like their home address or cellphone number.

Identity theft

The fraudulent use of another person's information for financial gain.

Malware

Software that is intended to damage or disable computers and computer systems.

Pharming

The fraudulent practice of directing internet users to a bogus website that mimics the appearance of a legitimate one.

Phishing

The fraudulent practice of sending emails purporting to be from reputable companies in order to induce individuals to reveal personal financial information.

Pyramid schemes

Illegal schemes in which money from new investors is used to show a false return to other investors.

Scam

A fraudulent activity or deceptive act.

Security breaches

An incident that results in unauthorized access of data, applications, services, networks, and/or devices by bypassing their underlying security mechanisms.

Skimming

A method used by identity thieves to capture information from a card holder.

Smishing

This is similar to a phishing scam, where users receive an authentic-looking email that appears to be from their bank or other organizations.

Social Security identity theft

A dishonest person who has your Social Security number can use it to get other personal information about you.

Whaling

These scams are directed at high-profile business individuals to get their personal financial information.