Allied Health Insurance Test

What is the focus of hollistic healthcare

treating the whole body, mind, and spirit

What term is applied to the use of mainstream medical treatments and complementary/alternative therapies?

Integrative Healthcare

Whats the name of therapies that replaced biomedical treatment methods?

Alternative

What term means “ the state of living a healthy lifestyle “

Wellness

What term describes a health insurance plan in which certain health care agencies provide certain types of care at reduced rates?

PPO

the American Cancer Society is an example of what type of health agency?

Nonprofit

the USDHHS an example of what type if government health agency?

National

What types of services are provided in most medical offices?

Diagnosis, treatment, examination, and basic laboratory tests

What factor increased growth in healthcare opportunities in assisted living facilities

More old ppl

Whats another term for voluntary health care agencies?

Nonprofit

What are reasons for increasing cost of healthcare (including againg population, healthcare related lawsuits)

technological advancments

Earlier discharge of hospitalized patients has led to a growth of ____?

home health care

Interest in holistic health has increased the use of ___ and ____ therapies

alternative and complementary

___ and ___ described the structure of dna

Watson and Crick

Patients who obtain healthcare services outside hospitals are classified as ___?

outpatients

Components of wellness include physical, socialc mental, spiritual, and ____

emotional

The health insurance plan that provides treatment for worker injured on the job is called ____

workers compensation

The health insurance plan for military and their families is?

TRICARE

Provide care for accidents or sudden illnesses

Emergency care facilities

provide care to disabled or elderly in the patients own residence

Home health care

include nursing homes, assisted living and extended health facilities

long term care facilities

Perform various therapies, including physical and speech therapy

Rehabilitation facilities

Perform specialized diagnostic tests

Laboratories

provide general or specialized care related to patients teeth

Dental offices

range from small community facilities to large regional centers

hospitals

facilities that offer many services provided by a group of doctors

medical offices

outpatient facilities that offer a wide range of services

clinics

T or F: the centers for disease control is involved in research on disease?

False, NIH is

T or F: Insurance plans vary in the amount of payment and types of services covered

True

T or F: Deductibles are amounts of money deducted from a bill by health care agencies if an individual has insurance?

False, $ out of pocket before HI pays

T or F: Medicare provides health care primarily for welfare recipients and physically disabled or blind individuals

False, medicaid/elderly

T or F: CHAMPUS provides healthcare for all military personnel

False, TRICARE

What are 3 national divisions of UDHHS and give their purpose

1. NIH- Research

2. CDC- Controls spread of disease

3. FDA- Regulates sale of food and drugs, approves drugs + medical devices

Who is eligable for medicare and medicaid? state the criteria

1. Medicare: Over 65, certain disabilities

2. Medicaid: Low income families/children, pregnant women, blind/certain disabilities

List what is offered by the four types of medicare coverage?

1. Hospital

2. Medical

3. Private (Medical Advantage Plan)

4. Prescription

What does patient protection and affordable care act aim to do? what 3 changes will happen as a result?

Aim: decrease # of uninsured + reduce cost of healthcare

1. same rates for men + women

2. children covered under parents till 26

3. preventative care= no copay or deductible

who is eligable for TRICARE and who provides the physicians?

Military personell and their families, physicians provided by military

What are classifications of hospitals? Name examples and descriptions

1. General: Wide range of services

2. Specialty: Burn/trauma, childrens hos

3. Gov’t: Military/State, psychiatric

4. Uni/College: Hospital + education/research

Give difference between allopathic, complementary, alternative and integtative medicine

1. Allopathic: Biomedical (treat cause after evaluating symptoms)

2. Alternative: in place of biomedical

3. Complementary: in addition to biomedical

4. Integrative: approach using biomedical AND complementary

List 3 achievements in healthcare from 20 and 21 centuries

20: New machines, Healthcare plans, develop medicines (penecilin)

21: Human Genome Project, Embryonic stem cell research, recognition of threats (bioterrorism + viral mutations)

Summarize main features of HMOs and PPOs as they relate to cost, network and flexibility

HMO: lower cost (lower premium, low/no deductible or copay) smaller network, cant go out of network, need PCP

PPO: higher cost( higher premium, copay + deductible, coninsurance ) bigger network, CAN go out of network