Nevada Driver Handbook: Insurance, DUI, Points & Registration

Flashcards review insurance requirements, crash procedures, demerit points, DUI laws, license suspensions, and new-resident registration rules in Nevada.

What is the minimum bodily injury liability coverage per person required in Nevada?

$25,000

What is the minimum bodily injury liability coverage per crash (two or more persons) required in Nevada?

$50,000

How much property damage liability coverage per crash is required in Nevada?

$20,000

What is the initial reinstatement fine for a suspended registration due to an insurance lapse?

Starts at $250 (can total up to $1,750).

Name two possible additional penalties for an insurance lapse besides the reinstatement fee.

SR-22 filing requirement and/or a 30-day driver-license suspension.

Within how many days must an SR-1 crash report be filed for a non-investigated crash causing ≥ $750 damage or injury?

Within 10 days.

Which DMV division receives the SR-1 crash report?

Central Services Division — Financial Responsibility Section.

List two factors the DMV Financial Responsibility Section determines after any crash.

1) Who was at fault; 2) Whether all vehicles/drivers were insured; 3) Total amount of liability (any two).

What may happen to your license if you are at fault in a crash without liability insurance?

Your driver license and/or vehicle registration may be suspended.

What is an SR-22 form?

Proof of financial responsibility that allows the DMV to monitor a high-risk driver’s insurance status.

When should you purchase SR-22 coverage?

Only after all other reinstatement requirements are met and you are ready to reinstate your license.

List three immediate steps to take after a crash.

Stop; get medical help for injured; warn traffic; notify law enforcement (any three).

If only property damage occurs and vehicles can move, where should they be relocated?

Move to the shoulder or a location that does not obstruct traffic, then return to the scene.

What information must be exchanged with other drivers after a crash?

Name, address, driver license number, registration, and insurance information.

How long do most traffic violations stay reportable to insurance companies in Nevada?

Three years.

How long does a DUI conviction stay on your Nevada driving record?

Seven years.

How many demerit points in 12 months trigger a license suspension?

12 or more points.

How many demerit points can be removed by completing a DMV-approved traffic safety course?

Three points.

How often may you attend traffic school for point reduction?

Once in any 12-month period.

Are major offenses like DUI assigned demerit points?

No; they result in revocation instead of points.

How many demerit points are assigned for reckless driving?

8 points.

What is the demerit point value for speeding 11–20 mph over the limit?

2 points.

What is the legal alcohol concentration limit for standard drivers under Nevada’s Illegal Per Se Law?

.08% BAC or higher.

What BAC triggers a suspension for drivers under 21?

.02% to less than .08% BAC.

Under the Implied Consent Law, what happens if you refuse a chemical test on a first offense?

License revoked for one year.

What is the administrative license revocation period for a first DUI at .08% BAC?

185 days.

List two criminal penalties for a first DUI conviction.

Jail 2 days–6 months (or 48–96 hrs community service) and a $400–$1,000 fine; DUI school tuition; possible treatment (any two).

What is the driver-license revocation period for a second DUI within 7 years?

One year.

What is the prison sentence range for a subsequent (third) DUI within 7 years?

1 to 6 years.

What additional consequence applies if a DUI crash causes death or serious injury?

Prison 2–20 years and $2,000–$5,000 fine.

How can DUI offenders regain driving privileges immediately after revocation?

Install an ignition interlock device and obtain an interlock-restricted license.

For drivers under 18 found DUI by juvenile court, how long is the license suspension?

185 days.

Nevada’s open container law prohibits open alcohol where?

In driver or passenger areas while the vehicle is being driven (except motor-home living quarters, commercial buses, limos, taxis).

Give three driving clues that may indicate an impaired driver.

Weaving/drifting, turning too wide, erratic braking, driving too slowly, stopping without reason, etc. (any three).

Name four reasons a Nevada driver license can be suspended or revoked.

Point accumulation, DUI, failure to appear, failure to maintain insurance, child support arrears, graffiti, street racing, etc. (any four).

How many days do new Nevada residents have to register their vehicles?

30 days (or when they obtain a Nevada driver license, whichever is earlier).

Is out-of-state auto insurance accepted for Nevada registration?

No; you must have insurance from a company authorized in Nevada.

What must you do if you cancel Nevada insurance without getting new coverage?

Cancel Nevada vehicle registration and surrender the plates the same day.

Name one vehicle type exempt from Nevada’s smog check.

Motorcycles, new vehicles on first–third registration, certain hybrids up to 5 years old, CNG/propane vehicles, restored vehicles driven < 5,000 miles/year (any one).