Thẻ ghi nhớ: LSP FB B2 Unit 2 Financial markets and institutions | Quizlet

Financial analyst

A person who studies a company's financial performance to help businesses and individuals make decisions about investing money

Chief Financial Officer (CFO)

A senior executive who manages a company's financial activities

compliance

the extent to which a business or individual follows the rules and laws that apply to them

debit card

Payment card that deducts money directly from your checking account.

derivatives

Financial contracts that derive their value from the performance of an underlying asset.

digitalization

Adaptation of a system, process, etc. to be operated with the use of computers and the internet.

electronic payment

A way of making transactions or paying bills online or through an electronic medium, without the use of physical checks or cash.

electronic wallet

Application on an electronic device that stores payment information and allows you to securely make purchases without carrying cash or cards.

fair value

The price at which an asset is bought or sold when a buyer and a seller freely agree on a price.

Financial Instruments

Assets that can be traced, or they can also be seen as packages of capital that may be traded. (Example: Stocks, bonds, derivatives contracts, checks, CDs)

Financial markets

Any place or system that provides buyers and sellers the means to trade financial instruments, including bonds, equities, the various international currencies, and derivatives.

financial stability

The ability of the financial system to facilitate and enhance economic processes, manage risks, and absorb shocks.

intermediary

An institution that acts as a middleman between two parties in a financial transaction.

Market Liquidity

The extent to which a market, such as a country's stock market or a city's real estate market, allows assets to be bought and sold at stable, transparent prices.

Non-Performing Loans (NPL)

Bank loans that are subject to late repayment or are unlikely to be repaid by the borrower.

policymaker

A member of a government department, legislature, or other organization who is responsible for making new rules, laws

portfolio

A collection of investments and holdings like stocks, bonds, mutual funds, commodities, crypto, cash, and cash equivalents.

resilient

Able to withstand or recover quickly from difficult conditions.

seize

Take something quickly and keep or hold it

sophisticated

Developed to a high degree of complexity.

surplus

The amount of an asset or resource that exceeds the portion needed and used.