Oral

It’s all about … ?

It’s all about … ?

projecting yourself into the future, to know what will be your expenses, and fixed income like Social Security, to make money from savings and investements for short-term needs while keeping a long-term security.

different types of accounts and investement … ?

And for that, you have to use different types of accounts and investements :

• High-yield savings accounts and money market accounts

• CDs and treasury bills

• Bonds and dividends from stocks

What’s Bucket strategy ?

It’s a strategy where you have to :

• Keep enough cash for 2 years of expenses

• Use short-term bonds for the next 3-5 years

• Mix stocks and long-term bonds for the next 10 years

• Keep stocks for more then 11 years.

bonds ?

obligations

stocks ?

actions

high-yield savings accounts ?

compte d’épargne à haut rendement

CDs ?

Certificate of Deposit, → type of savings account offered by banks.

Treasury bills ?

→ semblable au bons de trésor à taux fixe (BTF) titres de dettes négociables à court terme.

dividends ?

dividendes