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Frequency of Conversion (m)
number of conversion period in one year. Annually, Semi-annually, Quarterly, Monthly, Daily
Annually
1
Semi-annually
2
Quarterly
4
Monthly
12
Daily
365
Conversion or Interest Period(t)
time between successive conversion of interest
Total number of conversion periods(n)
n=mt (frequency of conversion)x (time in years)
Nominal Rate ( r )
annual rate interest
Rate(i)
rate of interest for each conversion period. i=r/m