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compound interest
interest earned on both the principal amount and any interest already earned
Annual Compounding
The arithmetic process of determining the final value of a cash flow or series of cash flows when interest is added once a year.
semiannual compounding
The arithmetic process of determining the final value of a cash flow or series of cash flows when interest is added twice a year.
quarterly compounding
Compounding of interest over four periods within the year.
daily compounding
interest that is computed each day and added to the account balance
crediting
keeping a record of interest earned and add it into the account monthly or quarterly