limit on the amount that the insurance company will pay per year or lifetime
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copayment
an amount the insured is responsible for even when the service is covered by insurance ($25 to see a physician, $35 for medication)
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coinsurance
the percentage of the charges that the insured is responsible for paying (80-20 or 90-10)
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deductible
the amount an individual or family is responsible for paying before being eligible for insurance coverage
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eligible
criteria that an individual might need to meet to be able to participate in certain plans
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premium
the price paid by the purchaser for the policy on a monthly or yearly basis ($188 per month regardless of use)
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out-of-pocket
amount the insured has to pay, or the amount not covered
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how much does the US spend on healthcare
$4.1 trillion per year 19.7% of the GDP $12,500 per person/year
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how much do other countries spend on healthcare
1/2 as much as US per person 10% or less of GDP
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types of insurance
government-financed employment-based health insurance exchanges
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medicare basics
federal government program -funded by payroll tax -ppl 65 and up, disabled ppl, end-stage renal disease -50 mil americans are eligible
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medicare part A
covers hospital care, skilled nursing care, home health care after hospitalization, hospice care
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medicare part B
voluntary supplemental insurance that covers diagnostic and therapeutic services
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medicare part C
program designed to encourage medicare beneficiaries to enroll in prepaid health plans
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medicare part D
prescription drug plan open to individuals enrolled in parts a and b
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medicaid basics
federal plus state program -pay for health services for specific categories of poor ppl and other designated groups (disabled, children, pregnant women, etc) -covers 50% of births, 40% of children, 50% of custodial nursing home care -provides for individuals in the designated groups who are below the poverty line (current level for fam of 4 is $25,000/year
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medicaid detail
states can choose to offer other services such as drugs, eyeglasses, transportation, etc and the federal gov will provide matching funds -reimbursement rates to clinicians are comparatively low
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health insurance exchanges
mechanism available to obtain insurance for those not otherwise eligible for health insurance -provides a competitive marketplace to help increase access and control the costs of health insurance
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affordable care act
aka obamacare -plans offered thru website -plans split into medals: platinum, gold, silver, bronze -cost of plans based on: income, # of children, age, smoking status, geography -removed pre-existing conditions -can remain on till age 26
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being uninsured in the US is like...
-less preventative care -later diagnoses -less treatment -use ER for routine care -increased mortality rate
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HIV/AIDS acronym
H- human I- immunodeficiency V- virus
A- acquired I- immune D- deficiency S- syndrome
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how many ppl in US are HIV+
1.2 million
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HIV virus
-HIV is the virus that causes AIDS -virus is microscopic particles only seen thru electron microscope -other viral STIs= herpes, HPV, hepatitis
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HIV
-lower CD4 cells, more likely to get sick -lowered immune system more likely to develop an opportunistic infection or disease
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HIV stats: ppl w HIV worldwide
38 million
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HIV stats: new infections
1.7 million
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HIV stats: deaths in 2019
770,000
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HIV stats: infections in US
1.1 million
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HIV stats: infections in E & S Africa
19.4 million
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Since 1981...
74.9 million ppl infected 32 million died
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HIV reduction rate
since 1998, new HIV infections reduced by 40% -since 2010, new HIV infections reduced by 23% (2.1 mil to 1.7 mil)
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AIDS mortality reduction rate
-AIDS-related deaths reduced by 60% since peak in 2004 -declined by 39% since 2010
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HIV strains
HIV 1: majority of cases HIV 2: only in africa
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what subgroup of HIV accounts for most worldwide cases
HIV 1 Group M accounts of 90% of worldwide cases
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what contributed to conspiracy theories and paranoia around HIV
sex panic
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HIV conspiracy theories
-UFOs: release "new organism" to wipe out humanity -biological warfare: Soviet Union believe HIV/AIDS result of usa biological warfare -ethnic cleansing: Wangari Maathhai said created by scientists for the purposes of mass extinction -sex with chimps -domestic cats -contaminated vaccines (polio)
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tuskegee syphilis experiment
1930s-1970s sponsored by US gov -make AA reluctant to try experimental HIV treatments
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"The River"
book written by Edward Hooper -a journey to the source of HIV/AIDS -hypothesized that a Belgian lab housing chimps was the source of HIV (tested and chimps didn't have SIV)
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HIV Vaccine Hypothesis
led by Worobey and Hamilton
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current theoretical origins of HIV
researcher Beatrice Hann: majority of HIV cases evolved from a simian immunodeficiency virus (SIV) found in chimpanzees -nobody knows when it started, likely around 1960s or 1908
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current theoretical origins of HIV pt 2
SIV from chimpanzees in southeastern Cameroon gave rise to HIV 1 group M (principal cause of AIDS pandemic)
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HIV patient zero
a hunter in Cameroon hunted a chimp who had eaten 2 other monkeys who were each infected with another subgroup of SIV and the new hybrid infection "spilled over" into a human infection -spillover resulted in a human becoming infected with HIV subgroup M
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new HIV strain
HIV 1, group M, subtype L
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first documented case of HIV
bantu man, 1959, who lived in Kinshasa of the Democratic Republic of Congo -A single infected person down the Sangha river onto the Congo River and into Kinshasa, which is the largest city in Central Africa with the size and density to enable the pandemic, could be responsible
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4 Hs in the US
haitians, homosexuals, heroin users, hemophiliacs
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what enabled the pandemic
-a variety of factors enabled the virus to circulate thru the world
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HIV incubation period
can be as long as 10 years - virus likely infected many people before 1980s
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AIDS dissidents/denialists
individuals who believe HIV does not cause AIDS
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Christine Maggiore
-wrote "what if everything you thought you knew about aids was wrong" -believed ppl who died from AIDS really died from prescription or recreational drug use
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Peter Duesberg
-wrote "inventing the aids virus" -first scientist to discover a cancer gene -tenure at UC Berkeley -believe AIDS is caused by recreational drugs and/or AZT -accused of data falsification
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Duesberg and Mbeki
Mbeki - former president of south africa -believe poverty was the correlate of AIDS -ban on the use of anti-retroviral therapy drugs in state hospitals until 2002 -south africa 5.7 mil HIV infections
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HIV/AIDS v Covid
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violence against women stats
-1 in 3 women experience violence -200 million girls have experienced female genital cutting -250 mil women married before 15 -71% of human trafficking victims are women
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intimate partner violence
-38% of murders of women are committed by a male intimate partner -women more likely to experience IPV if low education or exposure to previous abuse
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cultural practices that perpetuate VAW
-economic abuse -dowry-related violence -femicide -honor-based violence -female infanticide -political violence -forced and child marriage
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female genital cutting/mutilation (FGC/M) types
-pricking, piercing, or scraping -labia minora or majora may be cut -cliterodectomy -infibulation
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how many women have undergone FGC/M procedures
200+ million girls -mostly in Africa, Middle East, and Asia
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FGM type 1
clitoridectomy: partial or total removal of the clitoris
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FGM type 2
excision: partial or total removal of the clitoris and the labia minora, with or without excision of the labia majora
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FGM type 3
infibulation: this is the narrowing of the vaginal opening through the creation of a covering seal - formed by cutting and repositioning the labia minora or majora, sometimes through stitching with or without removal of the clitoris
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FGM type 4
this includes all other harmful procedures to the female genitalia for non-medical purposes (pricking, piercing, incising, scraping and cauterizing the genital area)
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potential health consequences of the FGM
-infection -hemorrhage -chronic pain or inflammation -risk for sterilization -difficulty with menstruation and sex -difficult and dangerous childbirth
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why ppl practice FGC/M
-rite of passage -eligibility for marriage and family life -virginity or purity -beauty or cleanliness -cultural practice that has significant importance in that culture
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to make lasting change to FGC/M you need...
-elders and community leaders -men to publicly announce they wont marry circumcised girls -buy-in from mothers -appropriate alternative practices that are created by the community
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FCG/M declining in...
eritrea, liberia, kenya
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FCG/M remains prevalent in....
somalia and mali
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economic violence
denying access to financial resources, property, healthcare, education, access to the workforce, unequal pay or economic decision-making
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how many female health workers comprise the health and social workforce worldwide
70% -yet half of women's contributions are in the form or unpaid care roles (equivalent to $3 trillion annually).
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most common forms of women's violence
-unequal distribution of household resources -land conflict -domestic violence -marital rape -rape and sexual assault -early marriage
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strategies for resolving economic violence:
-loan and finance programs -education and vocational training -ensuring legal deeds to property -support groups -providing maternity leave
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improving what will lead to improvements in women's health?
what percentage of all maternal deaths occur in 10 countries (india, nigeria, pakistan, kenya...)
60%
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obstructed labor accounts for what percentage of maternal deaths
28%
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direct causes account for what percentage of maternal deaths
80%
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chances of maternal death in rich v poor country
1:3,700 vs 1:38 chance
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maternal mortality highest in what countries
1. europe and central asia 2. east asia and pacific
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obstetric fistula
-an injury in the birth canal that allows leakage from the bladder or rectum into the vagina (leaves a woman permanently incontinent) condition in which a hole opens up between the vagina and either bladder or rectum
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how many women suffer a fistula in a year
50k-100k
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how many women live with untreated obstetric fistula in asia and sub-saharan africa
more than 2 million
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social determinants of women's health
-male preference -less nutritious food -low social status -poverty -poor household conditions
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top 5 global leading causes of death in females 15-49