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Flashcards covering key concepts related to financial risk and insurance.
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What is financial risk?
Possibility of losing money.
What is insurance?
Protection against financial loss.
What is the principle of indemnity?
Insurance covers loss without profit.
What is an insurance premium?
Amount paid for insurance.
What is inheritance tax?
Tax on estates above a threshold.
What is intestacy?
Rules when someone dies without a will.