SPAN 3040

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business spanish Pilar

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105 Terms

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Accionista

Shareholder; claims assets and profits.

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la acción

Share; represents company capital.

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el/la accionista

Stockholder; owns company shares.

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el acuerdo

Agreement; understanding between parties.

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el beneficio

Profit; earnings after expenses.

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la bolsa

Stock exchange; trade securities market.

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la casa matriz

Head office; main company location.

8
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comerciar

Trade; exchange goods/services.

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el comercio

Commerce; buying and selling goods.

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la compraventa

Sale contract; purchase/sale terms.

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la divisa

Currency; money used internationally.

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el índice o la tasa de empleo y desempleo

Employment rate; job status measurements.

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el ingreso

Income; money received economically.

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la inversión

Investment; resource allocation for profit.

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invertir en acciones

Invest in stocks; acquiring company equity.

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la junta directiva

Board of Directors; strategic decision-makers.

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la materia prima

Raw materials; natural resources for production.

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el mayorista

Wholesaler; buys in bulk for resale.

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el minorista o el detallista

Retailer; sells directly to consumers.

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el propietario

Owner; has possession of an asset.

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el proveedor

Supplier; delivers goods/services to businesses.

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proveer o suministrar

Provide; supply goods or services.

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el suministro

Supply; goods or services provided.

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la razón social

Legal name; official company designation.

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el socio

Partner; member of a business entity.

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el socio activo o el socio colectivo

Active partner; participates in management.

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el socio pasivo o el socio comanditario

Limited partner; invests with limited liability.

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la sucursal

Branch; office located away from headquarters.

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usuarios y consumidores

Users and consumers; purchasers of products.

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bienes y servicios

Goods and services; products meeting needs.

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el Registro Público Mercantil

Public Commercial Registry; business registration authority.

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el Registro Público de Comercio

Commercial Registry; official business transaction record.

33
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la ley, las leyes = la/s normas, la/s regulación/es

Law(s); rules regulating conduct.

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la/s ley/es mercantil/es

Commercial law(s); regulate business activities.

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el Derecho

Law; standards governing societal conduct.

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el Derecho mercantil

Commercial law; regulates business relations.

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derechos y deberes (= responsabilidades, obligaciones)

Rights and duties; entitlements and obligations.

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la responsabilidad solidaria (de una empresa, de todos los socios)

Joint liability; partners share debt obligations.

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el asesor = el consultor (la persona)

Advisor; provides specialized consultation.

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el asesor legal

Legal advisor; consults on legal issues.

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el asesor fiscal

Tax advisor; helps with financial regulations.

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la asesoría = la consultoría (el negocio y el edificio)

Consulting firm; offers advisory services.

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asesorar

Advise; guide decision-making in matters.

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el gerente = el administrador

The manager or administrator; responsible for overseeing operations and making executive decisions within an organization.

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el alto mando

Top management; refers to the highest-level executives responsible for strategic direction and major decisions for the company.

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el medio mando

Middle management; the layer of management that connects top executives with lower-level managers and supervises daily operations.

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el bajo mando

Lower management; refers to first-line supervisors who manage day-to-day operations and directly oversee employee activities.

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cancelar una reunión

To cancel a meeting; to formally call off a scheduled gathering or discussion.

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posponer una reunión

To postpone a meeting; to reschedule a meeting to a later date.

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cancelar una cita

To cancel an appointment; to formally call off a scheduled one-on-one meeting.

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posponer una cita

To postpone an appointment; to change a scheduled meeting to a later time.

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pedir una cita

To request an appointment; to formally ask to schedule a one-on-one meeting.

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la formación

Training; the process of educating employees to improve their skills and knowledge for their job roles.

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el curso de formación

Training course; a structured program designed to teach specific skills or knowledge to employees.

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el curso de reciclaje

Refresher course; aimed at updating or renewing skills and knowledge in a particular field.

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el empleo

Employment; the state of having a job or the condition of working for payment.

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emplear = dar trabajo

To employ; to give a person work or a job in exchange for compensation.

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el empleado

Employee; an individual who is hired by an organization to perform specific duties in exchange for payment.

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el empleador

Employer; a person or organization that hires employees.

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el plazo

Deadline; the time limit set for completing a particular task or delivering a product.

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La fecha de vencimiento

Due date; refers to the final date by which a task must be completed or a payment must be made.

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Pagar con tarjeta

To pay using a card, such as a credit or debit card, enabling transactions without cash.

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Pagar en efectivo

To pay using physical currency, such as coins or banknotes.

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Pagar al contado

To pay the full amount upfront at the time of purchase, without financing or installments.

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Pagar a plazos

To pay a total amount in installments over a certain period, making periodic payments.

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La cuenta corriente

A checking account that allows for deposits, withdrawals, and the use of checks or debit cards.

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Cancelar o cerrar una cuenta corriente

To officially terminate a checking account, ending all associated transactions.

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Abrir una cuenta corriente

To establish a new checking account with a financial institution.

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La cuenta conjunta o la cuenta mancomunada

A joint account held by two or more individuals, allowing all parties to deposit and withdraw funds.

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Retirar dinero o sacar dinero de una cuenta

To withdraw money or take funds out from a bank account.

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Retirar dinero o sacar dinero de un cajero

To withdraw money from an ATM, using a card to access funds.

72
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El cheque

A written order directing a bank to pay a specified amount from the account of the issuer.

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El cheque al portador

A bearer cheque that can be cashed by anyone who has it, without requiring identification.

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El cheque nominativo

A nominated cheque made out to a specific payee, who must endorse it to cash it.

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El cheque bancario

A bank cheque issued by a bank, guaranteeing the payment to the specified payee.

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El cheque sin fondos o el cheque en descubierto

A cheque written with insufficient funds in the account, making it invalid.

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Cobrar un cheque

To cash or deposit a cheque, receiving the specified amount.

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Librar o emitir un cheque

To write or issue a cheque to a payee.

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Rellenar un cheque

To complete a cheque by entering the required details, such as amount and payee.

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El formulario

A document with spaces to be filled in, typically used for applications or information collection.

81
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Rellenar un formulario

To complete a form by providing the requested information.

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El importe o la cantidad de dinero

The amount of money indicated in transactions, such as payments or invoices.

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El ejercicio fiscal (España: desde 1 enero hasta 31 diciembre)

The fiscal year in Spain, running from January 1 to December 31, used for accounting purposes.

84
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El préstamo

A sum of money borrowed that is expected to be paid back with interest.

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El préstamo hipotecario o la hipoteca

A mortgage loan secured by real estate, allowing buyers to purchase property.

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Prestar

To lend money or resources to someone, with the expectation that it will be returned.

87
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Pedir prestado

To borrow money or resources from someone or an institution.

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El prestamista o el prestador

The lender or institution that provides loans or credit.

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El prestatario

The borrower who receives money or resources from a lender.

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El presupuesto

A financial plan estimating income and expenses for a specific period.

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El saldo de una cuenta

The balance of a bank account, representing the current amount of money available.

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La tarjeta de crédito

A credit card that allows holders to borrow funds up to a limit for purchases.

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La tarjeta de débito

A debit card that deducts money directly from the user’s bank account for transactions.

94
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El depósito

A sum of money placed into a bank account.

95
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El depósito a la demanda o el depósito a la vista

A demand deposit account that allows funds to be withdrawn at any time without notice.

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El depósito a plazo fijo

A fixed-term deposit account with a defined interest rate and maturity date.

97
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La devolución (de dinero o de un producto)

The return of money or a product to the buyer, usually due to dissatisfaction or error.

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La factura

An itemized statement of goods or services provided, detailing the amount owed.

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El recibo

A written acknowledgment of payment received for goods or services.

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La fecha de vencimiento

The due date by which a payment must be made or an obligation fulfilled.