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business spanish Pilar
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Accionista
Shareholder; claims assets and profits.
la acción
Share; represents company capital.
el/la accionista
Stockholder; owns company shares.
el acuerdo
Agreement; understanding between parties.
el beneficio
Profit; earnings after expenses.
la bolsa
Stock exchange; trade securities market.
la casa matriz
Head office; main company location.
comerciar
Trade; exchange goods/services.
el comercio
Commerce; buying and selling goods.
la compraventa
Sale contract; purchase/sale terms.
la divisa
Currency; money used internationally.
el índice o la tasa de empleo y desempleo
Employment rate; job status measurements.
el ingreso
Income; money received economically.
la inversión
Investment; resource allocation for profit.
invertir en acciones
Invest in stocks; acquiring company equity.
la junta directiva
Board of Directors; strategic decision-makers.
la materia prima
Raw materials; natural resources for production.
el mayorista
Wholesaler; buys in bulk for resale.
el minorista o el detallista
Retailer; sells directly to consumers.
el propietario
Owner; has possession of an asset.
el proveedor
Supplier; delivers goods/services to businesses.
proveer o suministrar
Provide; supply goods or services.
el suministro
Supply; goods or services provided.
la razón social
Legal name; official company designation.
el socio
Partner; member of a business entity.
el socio activo o el socio colectivo
Active partner; participates in management.
el socio pasivo o el socio comanditario
Limited partner; invests with limited liability.
la sucursal
Branch; office located away from headquarters.
usuarios y consumidores
Users and consumers; purchasers of products.
bienes y servicios
Goods and services; products meeting needs.
el Registro Público Mercantil
Public Commercial Registry; business registration authority.
el Registro Público de Comercio
Commercial Registry; official business transaction record.
la ley, las leyes = la/s normas, la/s regulación/es
Law(s); rules regulating conduct.
la/s ley/es mercantil/es
Commercial law(s); regulate business activities.
el Derecho
Law; standards governing societal conduct.
el Derecho mercantil
Commercial law; regulates business relations.
derechos y deberes (= responsabilidades, obligaciones)
Rights and duties; entitlements and obligations.
la responsabilidad solidaria (de una empresa, de todos los socios)
Joint liability; partners share debt obligations.
el asesor = el consultor (la persona)
Advisor; provides specialized consultation.
el asesor legal
Legal advisor; consults on legal issues.
el asesor fiscal
Tax advisor; helps with financial regulations.
la asesoría = la consultoría (el negocio y el edificio)
Consulting firm; offers advisory services.
asesorar
Advise; guide decision-making in matters.
el gerente = el administrador
The manager or administrator; responsible for overseeing operations and making executive decisions within an organization.
el alto mando
Top management; refers to the highest-level executives responsible for strategic direction and major decisions for the company.
el medio mando
Middle management; the layer of management that connects top executives with lower-level managers and supervises daily operations.
el bajo mando
Lower management; refers to first-line supervisors who manage day-to-day operations and directly oversee employee activities.
cancelar una reunión
To cancel a meeting; to formally call off a scheduled gathering or discussion.
posponer una reunión
To postpone a meeting; to reschedule a meeting to a later date.
cancelar una cita
To cancel an appointment; to formally call off a scheduled one-on-one meeting.
posponer una cita
To postpone an appointment; to change a scheduled meeting to a later time.
pedir una cita
To request an appointment; to formally ask to schedule a one-on-one meeting.
la formación
Training; the process of educating employees to improve their skills and knowledge for their job roles.
el curso de formación
Training course; a structured program designed to teach specific skills or knowledge to employees.
el curso de reciclaje
Refresher course; aimed at updating or renewing skills and knowledge in a particular field.
el empleo
Employment; the state of having a job or the condition of working for payment.
emplear = dar trabajo
To employ; to give a person work or a job in exchange for compensation.
el empleado
Employee; an individual who is hired by an organization to perform specific duties in exchange for payment.
el empleador
Employer; a person or organization that hires employees.
el plazo
Deadline; the time limit set for completing a particular task or delivering a product.
La fecha de vencimiento
Due date; refers to the final date by which a task must be completed or a payment must be made.
Pagar con tarjeta
To pay using a card, such as a credit or debit card, enabling transactions without cash.
Pagar en efectivo
To pay using physical currency, such as coins or banknotes.
Pagar al contado
To pay the full amount upfront at the time of purchase, without financing or installments.
Pagar a plazos
To pay a total amount in installments over a certain period, making periodic payments.
La cuenta corriente
A checking account that allows for deposits, withdrawals, and the use of checks or debit cards.
Cancelar o cerrar una cuenta corriente
To officially terminate a checking account, ending all associated transactions.
Abrir una cuenta corriente
To establish a new checking account with a financial institution.
La cuenta conjunta o la cuenta mancomunada
A joint account held by two or more individuals, allowing all parties to deposit and withdraw funds.
Retirar dinero o sacar dinero de una cuenta
To withdraw money or take funds out from a bank account.
Retirar dinero o sacar dinero de un cajero
To withdraw money from an ATM, using a card to access funds.
El cheque
A written order directing a bank to pay a specified amount from the account of the issuer.
El cheque al portador
A bearer cheque that can be cashed by anyone who has it, without requiring identification.
El cheque nominativo
A nominated cheque made out to a specific payee, who must endorse it to cash it.
El cheque bancario
A bank cheque issued by a bank, guaranteeing the payment to the specified payee.
El cheque sin fondos o el cheque en descubierto
A cheque written with insufficient funds in the account, making it invalid.
Cobrar un cheque
To cash or deposit a cheque, receiving the specified amount.
Librar o emitir un cheque
To write or issue a cheque to a payee.
Rellenar un cheque
To complete a cheque by entering the required details, such as amount and payee.
El formulario
A document with spaces to be filled in, typically used for applications or information collection.
Rellenar un formulario
To complete a form by providing the requested information.
El importe o la cantidad de dinero
The amount of money indicated in transactions, such as payments or invoices.
El ejercicio fiscal (España: desde 1 enero hasta 31 diciembre)
The fiscal year in Spain, running from January 1 to December 31, used for accounting purposes.
El préstamo
A sum of money borrowed that is expected to be paid back with interest.
El préstamo hipotecario o la hipoteca
A mortgage loan secured by real estate, allowing buyers to purchase property.
Prestar
To lend money or resources to someone, with the expectation that it will be returned.
Pedir prestado
To borrow money or resources from someone or an institution.
El prestamista o el prestador
The lender or institution that provides loans or credit.
El prestatario
The borrower who receives money or resources from a lender.
El presupuesto
A financial plan estimating income and expenses for a specific period.
El saldo de una cuenta
The balance of a bank account, representing the current amount of money available.
La tarjeta de crédito
A credit card that allows holders to borrow funds up to a limit for purchases.
La tarjeta de débito
A debit card that deducts money directly from the user’s bank account for transactions.
El depósito
A sum of money placed into a bank account.
El depósito a la demanda o el depósito a la vista
A demand deposit account that allows funds to be withdrawn at any time without notice.
El depósito a plazo fijo
A fixed-term deposit account with a defined interest rate and maturity date.
La devolución (de dinero o de un producto)
The return of money or a product to the buyer, usually due to dissatisfaction or error.
La factura
An itemized statement of goods or services provided, detailing the amount owed.
El recibo
A written acknowledgment of payment received for goods or services.
La fecha de vencimiento
The due date by which a payment must be made or an obligation fulfilled.