Current Trends in Tesla, Credit Debt, and Market Volatility

Tesla Stock

Significantly increased due to Musk's influence.

Credit Card Debt

Risen 51% in three years, inflation-driven.

Credit Card Defaults

$46 billion defaults, up 50% recently.

Average Unpaid Balance

$7,236, reflecting consumer debt levels.

Berkshire Hathaway

Most valuable non-tech company by stock value.

Dow Jones Industrial Average

Index of 30 major U.S. companies.

DJIA Calculation

Sum of share prices divided by constant.

Top DJIA Stocks

United Healthcare, Microsoft, Home Depot lead.

DJIA Increase

700 points rise due to strong earnings.

VIX

Volatility index, measures stock price fluctuations.

DeepSeek

Open source AI from China, low-cost.

Tariffs on Imports

China 10%, Mexico and Canada 25%.

Impact of Tariffs

Increased prices and inflation, reduced earnings.

2007-2009 Financial Crisis

Fueled by subprime lending and relaxed standards.

Subprime Lending

Loans to risky borrowers with adjustable rates.

Collateralized Debt Obligations (CDOs)

Mortgages bundled and sold to investors.

Michael Burry

Known for credit default swaps in 'Big Short'.

Silicon Valley Bank (SVB)

Bank for tech firms, large mortgage exposure.

Duration

Average time to maturity for debt investments.

Banking 101

Short duration investments reduce interest rate risk.

FDIC

Insures deposits up to $250,000 per account.

SVB Deposits

86% exceeded $250,000, risk of bank run.