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Something You Know (MFA Factor)
refers to any piece of secret information that only the legitimate user is supposed to know (password, pin, sec question, etc)
Something You Have (MFA Factor)
relies on the user being in physical possession of a unique item that can be verified by the system (physical token, smart card, mobile phone, etc)
Something You Are (MFA Factor)
relies on unique biological characteristics of the user, which are measured and verified through biometric authentication (fingerprint, facial recognition, retina scan)
Something You Are (MFA Factor)
relies on verifying the user's current physical location to determine if the access attempt is legitimate