Maryland Real Estate - Chapter 18

what is the civil rights act of 1866

law prohibits discrimination based on race

when was the fair housing act created

in 1988

what does the fair housing act prohibit against

race, color, origin, religion, sex, familial status, and disability

what is the housing for older persons act

homes for 55+ must have facilities and services for elders

in the HOPA what must be a regulation in those houses

80% of the units must have one person 55+

who administers the fair housing

HUD

what is a dwelling

any residential or vacant property turned into property

what is familial status

one or more people under 18 living with a guardian, could also be pregnant people

who is exempt from familial status laws

senior housing

what is a disability

physical or mental impairments that must be recorded

what is AIDs classified as

a disability

what does FHA not pertain to

owner occupied units under 4 units

for sale by owner sales or rentals

housing organization or clubs that are restricted to members

what is Title 1 of ADA

employers nmust make accomodations for disabled people to do their jobs

what is Title 3 of ADA

disabled people must have full access to goods and services

what is blockbusting

prompting people to sell because certian people are moving into the neighborhood

what is panic selling

someone is convinced by a blockbuster, sells it to them and they sell it for a huge profitw

what is steering

turning or detering buyers from certain areas

when can someone discriminate against gender

when a gender is looking for a same sex roommate

what is redlining

not giving mortgages or insurance to customers in specific areas for reasons beyond economic qualification

what does the FHA not protect against

citizenship status

what is a disparate treatment

intentional action of discrimination

what is a disparate impact

result of ones actions, intentional discrimination or not

when must a discrimination complaint be filed and with who

within 1 year and with HUD

when do complaints get taken care of

within 100 days HUD will give a response

what is concilation

resolution that violator can remedy and violation that has occured

what is an administrative law judge

those that award damages for fair housing

what is the violation charge for first , second and each additional HUD violation

19987

49467 for any additional within 5 years

98935 for any additional within 7 years

when must civil action in federal court for a HUD complaint be done

within 2 years of action