Housing Agencies in the Philippines

Housing and Urban Development Coordinating Council (HUDCC)

- Prior to the recent establishment and Urban Development (DHSUD), what is the lead housing agency in the Philippines to undertake planning and provide technical assistance?

- becoming defunct

National Urban Development and Housing Framework (NUDHF)

The HUDCC and Housing and Land Use Regulatory Board (HLURB) formulated the ________________ (1992)

1. Urban Competitiveness

2. Sustainable Communities

3. Housing Affordability and Delivery

4. Poverty Reduction

5. Performance-oriented Governance

Elements of the NUDHF

President Rodrigo Duterte

The creating the DHSUD was signed into law by President ______________ on Februaru 14, 2019

1. HSAC (Human Settlements Adjudication Commission)

2. HGC (Home Guarantee Corporation)

3, NHA (National Housing and Authority)

4. NHMFC (National Home Mortgage Finance Corporation)

5. SHFC (Social Housing Corporatation)

Key Housing Agencies

1. SSS (Social Security System)

2. GSIS (Government Services Insurance System)

3. HDMF (Home Development Mutual Fund)

Key Financing Agencies

1. NEDA (National Economic and Development Authority)

2. DBM (Department of Budget and Management)

3. DOF (Department of Finance)

4. SAI PMF (Supreme Audit Institution Performance Measurement Framework

5. MMDA (Metropolitan Manila Development Authority)

6. DPWH (Department of Public Works and Highways)

7. DBP (Development Bank of the Philippines

Support Agencies

1. HSAC (Human Settlements Adjudication Commission)

- quasi-judicial body

- helps resolves or adjudicate dispute with developers and Homeowners Associations.

NHA (National Housing and Authority)

- direct shelter protection

- Government-owned and controlled corporation (GOCC)

- provide housing to the lowest 30%

HGC (Home Guarantee Corporation)

- guarantee that protects you (payment of mortgages, etc.)

- GOCC

NHMFC (National Home Mortgage Finance Corporation)

- secondary mortgage market

- affordable housing loans

SHFC (Social Housing Finance Corporation)

- socialized housing finance

- social housing programs

HDMF (Home Development Mutual Fund) RA 9679 Pag-IBIG

- membership in integrated nationwide savings system

- provident funds/programs

- housing loans/programs

Pagtutulungan sa Kinabukasan: Ikaw Bangko Industriya at Gobyerno

Psg-IBIG

1. Gabay Pabahay Program

2. Socialized and Low-Cost Housing Loan Restructuring and Penalty Condonation Program

3. Maagang Pabahay, Disenteng Buhay

Housing programs under Pag-IBIG

SSS (Social Security System) RA 8282

- for private sector employees

- primary provider of funds for long-term housing mortgages

- financial protection

GSIS (Government Services Insurance System) RA 8291

- for government employees

- primary provider of funds for long -term housing mortgages

1. Direct Housing Provider

2. Partner through Joint Venture Projects

3. Source of Interim Financing

4. CMP Originator (Community Mortgage Program)

5. Site Developer

Role of LGUs

F - They can buy (make housing packages suitable to the communities

T or F: LGU can't buy and allot hectares of land for socialized or low-cost housing

T

T or F: City and municipal governments can also become partners of national government agencies through joint venture agreements

T

T or F: LGU can take active role in site development (water facilities, road network, storm and drainage canal)

F - cities/municipalities can make use of CMP

T or F: LGUs can't assume the role of CMP originator