HOUSING MIDTERMS

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Last updated 1:39 AM on 10/17/25
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66 Terms

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3.1 million people

How many people in Metro Manila are informal settlers, with percentages distributed across various locations such as government and private properties, danger zones, and infrastructure sites?

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INFORMAL HOUSING

The housing backlog is estimated at over 3.7 million, with Metro Manila's backlog projected to approach 500,000 units.

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HOMELESSNESS

is a growing concern, especially among urban minorities deprived of rights and societal inclusion.

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AFFORDABILITY AND DELIVERY

remains a significant hurdle.

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NSP

  • encompasses various schemes under Direct and Indirect Housing categories, aiming to engage the private sector in housing delivery and finance.

  • has been the primary housing agenda

    since 1978.

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The Constitution

mandates the government to provide decent and affordable housing.

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MHS

served as the umbrella organization of all shelter agencies that had evolved since the 1950’s.

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NHA

in charge of social housing production specifically upgrading of sites and services

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HSDC

also into shelter production and New Town and Estate developments

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NHC

supports the HSDC and NHA in shelter production

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HSRC

regulates subdivision development and socialized housing construction

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HFC

provides mortgage insurance or guarantees to encourage private banks and financial institutions to grant housing loans on easy terms of payment

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NHMFC

acted as a secondary market for housing mortgages

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HDMF

a provident savings fund maturing after 20 years

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The physical configuration of housing and human settlements in the Philippines

refers to the spatial arrangement, form, and physical characteristics of where and how people live, shaped by geography, economy, culture, and planning policies.

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The Philippines

is one of the most urbanized developing countries in Asia: by 1990 about half of the population was living in urban areas.

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LGUs

are given autonomy and responsibility to manage land use, development, and housing within their jurisdictions.

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  • Annual income of at least ₱100 million

  • Population of at least 150,000, or contiguous territory of 100 square kilometers

Requirements for becoming a city:

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  • Annual income of at least ₱2.5 million.

  • Population of at least 25,000, or contiguous territory of 50 square kilometers

Requirements for becoming a Municipality:

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The spatial planning system in the Philippines

refers to the framework used to organize and manage the physical use of land and space.

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MTPDP

  • National program that oulines policies thee president wishes to institute during his term

  • Major policy initiatives, socioeconomic strategies, and major national program

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NEDA

  • Coordinates with related agencies in formulating plans

  • Drafts for the national development plans

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RDC

Decides how plans should be implemented in regional and municipality levels

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INDUSTRIAL CLUSTER STRATEGY

promote creation of industrial clusters (geographical accumulation of specific industry) reflecting industrial activity and infrastructural character of respective domestic area which will contribute to the creation of regional wealth through export 

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RIGHT TO LIVE WITH DIGNITY IN THE COMFORT OF ONE'S OWN HOME

THE PHILIPPINE HOUSING INDUSTRY BELIEVES THAT EVERY

FILIPINO FAMILY HAS THE _________________ REGARDLESS OF ECONOMIC STATUS.

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SOCIALIZE HOUSING

IS FOR PROJECTS COSTING P450,000 AND BELOW

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ECONOMIC HOUSING

COVERS THE PRICE RANGE STARTING FROM P450,000 BUT NOT EXCEEDING P1.7 MILLION.

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Low Cost Housing

The selling price of the house is above PHP 1,700,000.00 to PHP 3,000,000.00

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Medium Cost Housing

The selling price of the house is above PHP 3,000,000.00*** up to PHP 4,000,000.00.

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Open Market Housing

The selling price of the house is above PHP 4,000,000.00.

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Bahay Kubo

is a small hut comprising of nipa, bamboo and other native materials

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Bahay na bato

Hispanic style that originated in Central America

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Tsalet

American architecture heavily emphasized in sanitation

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Bungalow

Most common type of occupancy in the country

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Townhouse

Typically found in the early residential developments in urban areas

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Condominium

have taken over major cities as a result of the comfort and convenience

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SHDA

IS THE LARGEST ORGANIZATION OF HOUSING DEVELOPERS IN THE PHILIPPINES, COUNTING 160 MEMBERS FROM ITS CHAPTERS IN LUZON, VISAYAS, AND MINDANAO.

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HOUSING NEEDS

Housing units required in the housing market area to accommodate household growth, homeless people and households that are substandard

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HOUSING DEMANDS

Total number of households in a defined housing market area that would potentially move into the proposed new or renovated housing unit 

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HOUSING SUPPLY

Quantity of housing units available to households or consumers at a given period and a given price level

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HOUSING DEFICIT

Occurs when housing demand is greater than housing supply

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HOUSING BACKLOG

Occurs following an accumulation of housing deficits

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HOUSING SURPLUS

Occurs when housing supply is greater than housing demand

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Bontoc

the front door of the house must face against the flow of a nearby river according to ancient folk beliefs.

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Romblon

the roof of the house must slope following the direction of

the incline of the nearby mountains.

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Cordilleras

The ridge of the roof is always positioned at right angles to the ridge of the mountain on which the house stands

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Ibalois

it is customary to give ample space underneath their houses by elevating their floors to accommodate the future tomb of the owner to ensure perpetual guidance over the house the dead leaves behind.

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Southern Tagalog

posts are erected following this procedure: posts are laid with their bottom ends at the footing on the ground and the top ends pointing towards the east

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Tausugs

equate the building of a house to the development of a fetus.

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Cagayan Valley

the first post to be raised is the one positioned nearest to the northeast. But this is done after the footings have been sprinkled with wine

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old folks of Bataan

caution against having a solitary post in the middle of a room.

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Yakans

do not use crooked wooden posts especially the ones with knotholes in them because they are said to symbolize death.

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Bayambang, Pangasinan

it is commonly believed that termites (anay) will not enter the house if the bottoms of all wooden posts are first charred.

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Ilocanos

position their stairs so that they rise with the morning sun.

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Pandi, Bulacan

believe that a stairway facing east is considered bad luck because, they say, anything facing the early sun dries up ahead of all others, and in the same token, wealth taken into the house will dry up much faster.

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Tagalogs

never use the space beneath the stairs as a sleeping quarters.

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Ilonggo

usually completed covered not because of peeping Toms but because the Old folks say so.

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business establishments

the cashier or the place where money is kept should not be located under the staircase

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homes

neither should rice be kept there because it translates to treading on the grace of God whenever one goes up or down the stairs

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oro

The perfect last step

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plata

not too bad last step in stairs

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mata

do not ever end up with this as the last step in stairs

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Yakans

believe in odd numbering of steps.

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Chinese Filipinos

count their steps by fours

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Sta. Maria and San Miguel, Bulacan

wide doors facing each other are considered lucky

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Sta. Maria, Bulacan

advise that the floors of the living and dining rooms must be of the same level.