* Color of vehicle (brightly colored cars cost more)
* Gender (males under 25 years old cost more money)
* Single or married (single = more money)
* Type of vehicle (size of engine or # of cylinders = more money)
* How far you commute (more miles = more money)
* Driving history (do you have moving violations, points on your license, etc.)
* Where you live (densely populated areas = more money)
* Age