ABPK

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13 Terms

1
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What is required for Choice checking to avoid maintenance fee?

You need a 10,000 dollar thresholds in combined deposit accounts

2
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What is access checking?

Basic account that anyone can get with few benefits

3
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What is balanced checking?

Basic checking account with one extra benefit than the other one

4
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What it is choice checking?

All of the benefits AB has to offer to a customer.

5
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What is platinum choice checking?

All the benefits plus exclusive perks included.

6
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What is choice checking benefits?

  • $50 dollar overdraft grace zone

  • Early pay up to 2 days

  • Fee over draft protection

  • $30,000 surcharge free atms

  • Activation zone for easy direct deposit and account set up

  • Family banking account for minor children with debit cards and parental controls

  • Credit monitoring

  • Unlimited waived AB ATM fee when using an out of network ATM

  • 2 out of network atm owner surcharge fee refunds up to $20 per statement cycle

  • Up to $5,000 of deposited funds immediately available

  • Interest earning

  • Free exclusive personal checks, cashiers checks and money orders

  • Min opening deposit

  • Paper statement fee per month

7
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Which checking account has the most benefits?

Choice checking

8
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How much is the monthly maintenance fee for choice checking?

$125 fee, waived first two statement cycles.

9
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What are the benefits of balanced checking?

  • $50 overdraft grace zone

  • Early lay up to 2 days on direct deposit

  • Free overdraft protection transfers

  • 30,000 surcharge free atms

  • Activation zone for easy direct deposit and account set up

  • Family banking account for minor children with debit card and parental controls

  • Credit monitoring

10
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How to avoid a fee for balanced checking?

  • direct deposit of $500 or more per statement cycle

  • $1,000 min daily balance

  • $2,500 thresholds combined deposit accounts

11
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What are the maintenance fees for balanced checking

$9 fee, waived first 2 statement cycles

12
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What are the benefits of access checking

  • $50 dollar overdraft grace zone

  • Early pay up to 2 days on direct deposits

  • Free overdraft protection transfers

  • 30,000 surcharge free atms

  • Activation zone for easy direct deposit and account setup

  • Family banking account for minor children with debit card and parental control

13
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