Peril & Hazards
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Last updated 8:07 PM on 9/1/25
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4 Terms
1
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PERIL
That which gives rise to a loss ( eg. A fire in a house, the fire is the PERIL)
2
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HAZARD
That which Influences the operation or effect of a peril (eg smoking in house is a hazard)
3
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Physical Hazards
Factual and measurable (eg construction to property or age of proposed car)
4
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Moral Hazard
Arises from attitude or behaviour of people (eg the conduct of insured/insured employees)
Note 
Flashcards (20)