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Lender
person (institutuion) who invests the money or make the funds available
Borrower or Debtor
person (or intitution) who owes the money or avails of the funds from the lender
Origin or Load Date
date on which money is received by the borrower
Repayment or Maturity Date
date on which the money is borrowed or load is to be completely repaid
Time or term(t)
amount of time in years the money is borrowed or invested; length of time between the origin and maturity dates
Rate ( r )
annuak date, usually in percent, charged by the lender, or rate of increase of the investment
Interest (I)
amount paid or earned for the use of money
Simple Interest (I sub s)
interest that is computed on the principal and then added to it
Compound Interest( I sub c)
interest that is computed on the principal and then added to it
Maturity value or future value (F)
amount after the t years that the lender receives from the borrower on the maturity date