Housing: The Department, Agencies and the Laws

These flashcards cover important vocabularies and definitions related to housing, legislation, and urban development.

Department of Human Settlements and Urban Development (DHSUD)

The primary national government entity responsible for managing housing, human settlement, and urban development in the Philippines.

Home Development Mutual Fund (HDMF)

Also known as Pag-IBIG Fund; it provides a savings system to support housing needs.

Home Guaranty Corporation (HGC)

A government corporation providing credit guarantees in the housing sector.

National Housing Authority (NHA)

The national agency that engages in housing production for low-income families.

National Home Mortgage Finance Corporation (NHMFC)

Created to increase the availability of affordable housing loans through a secondary market for mortgages.

Urban Decay

The decline of the social, physical, and economic fabric of a city.

Push Factors

Reasons that drive people to leave an area such as lack of services or natural disasters.

Pull Factors

Reasons that attract people to a new area, including better housing, jobs, or education.

Batas Pambansa Blg. 220

An act that establishes different standards for economic and socialized housing projects.

PD 957: Subdivision and Condominium Buyers’ Protective Decree

A decreed law to protect buyers from misrepresentation and to regulate real estate transactions.

RA 4726: The Condominium Act

Defines a condominium and sets the requirements for its creation, ownership, and governance.

PD 1096: National Building Code of the Philippines

Provides minimum standards for building design, construction, and safety.

PD 1185: Fire Code of the Philippines

Establishes fire safety standards and requirements to be followed in all buildings.

RA 7279: Urban Development and Housing Act

An act to provide a comprehensive urban development and housing program.

RA 7160: Local Government Code of 1991

Decentralizes governance and allows autonomy for local government units.

Urban Sprawl

The outward expansion of cities and built environments.

Slum Housing

Poor quality housing that is densely populated and lacks adequate services.

Economic and Socialized Housing

Housing units designed to be affordable for average and low-income earners.

Shanty Town

A group of unplanned shelters made from cheap or waste materials.

Eviction and Demolition Rules

Legal procedures governing the removal of people residing in danger areas or public places.

Resettlement Programs

Programs aimed at relocating people from danger areas to safer environments.

Housing Production

The process of developing residential housing units for various income groups.

Community Mortgage Program (CMP)

A program that supports low-income families in acquiring housing.

Equitable Land Tenure System

A system that ensures security of tenure while respecting the rights of property owners.

Technical Requirements under BP 220

Standards that guide the development of economic and socialized housing.

Approval of Subdivision Plan

The process to apply for and receive permission to develop a subdivision.

Access to Basic Services

Availability of essential services like water, electricity, and sanitation in housing areas.

Minimum Lot Area for Housing

A designated minimum size for residential lots, varying by housing type.

Building Permit

An official approval required before construction or renovation of buildings.

Occupancy Permit

A certificate that permits a building to be occupied after meeting code requirements.

Environmental Compliance Certificate (ECC)

A document required to ensure that a project complies with environmental laws.

Land Use Planning

The process of managing how land in a given area is used to maximize resources.

Public Open Spaces

Areas designed for public use, such as parks and playgrounds.

Fire Prevention Regulations

Laws and guidelines established to minimize fire risks in buildings.

Housing Agency Integration

The consolidation of housing agencies to streamline responsibilities and functions.

Criteria for Economic Housing

Guidelines used to establish standards for affordable housing development.

Housing and Urban Development Coordinating Council (HUDCC)

An entity previously overseeing housing programs before DHSUD's creation.

Impact of Natural Disasters on Housing

The effects that environmental catastrophes have on residential zones and neighborhoods.

Long-term Housing Mortgages

Financial products designed to facilitate affordable housing over an extended period.

Social Housing Governance

The management and regulations surrounding affordable housing initiatives.

Community-based Housing Solutions

Initiatives created with community involvement to address local housing challenges.

Mandatory Open Space Allocation

Regulations that require developers to set aside land for public use in housing projects.

Urban Development Policy

Guidelines for urban growth and housing improvements calculated to enhance community welfare.

Stakeholder Participation in Housing

The involvement of various parties in shaping housing and urban development plans.

Comprehensive Urban Development Program

A holistic approach to improving urban living conditions through structured initiatives.

Access Control in Housing Developments

Regulations surrounding the access and use of urban residential areas.