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Simple Interest
A= P( 1+ rt )
Compound Interest
A= P( 1+ r/n )^nt
A stands for…
A= Final Amount
P stands for…
P= Initial Principal Balance
r stands for…
r= Interest Rate
n stands for…
t stands for…
Annual Percentage Yield (APY)
A = P(1 + r/n)^nt
Loan Formula
Loan = (PMT) [1-(1+r/n)^-nt
Subsidized student loan
No interest added during schooling
Non-subsidized student loan
the simple interest (I = Prt)
Tax
% (or rate) x income = ___
Minimum monthly payment
rate x credit balance = ___ then compare