GTP

what is Global Transaction Banking ?

It refers to a suite of banking services that support international and domestic corporate clients in managing their daily financial operations efficiently across borders.

What are the types of Global Transaction

Banking?

Cash Management

Trade Finance

Securities Services

GTB Trade & Cash Product Development “Build”

Develop new & innovative GTB products & platforms, keeping up with latest market trends, to solidify AAIB’s competitive edge among peers

GTB Advisory & Structuring “Sell”

Introduce new GTB revenue streams to

support AAIB in becoming the regional &

global gateway for clients, in synergy with

the different LOBs in Egypt & UAE

GTB Trade & Cash Product Management

“Run”

Act as subject matter experts in day-to- day GTB transactions to enhance our clients’ experience and expand AAIB’s market reach

What is International Trade?

International trade is the exchange of goods, and

services across international borders. ( e.g., import and export of goods and services ).

International Buyer / Importer / Drawee Role

To receive goods as ordered and to pay as late as possible

International Seller / Exporter / Drawer

To sell goods and to receive payment as soon as possible

What is the Bank’s Role?

To facilitate the transaction between importer & exporter by assisting the importer and / or the exporter through its role as financial intermediary, while charging a fee for the services provided.

What are the 4 methods of payement

Advance payment

Letter of credit

Open account

Collections

Advance Payment

Advance Payment means the buyer pays the seller before receiving the goods or services.

Open Account

The seller ships the goods first, and the buyer pays later (usually within 30, 60, or 90 days).

Collections: (Bank to Bank)

The seller ships goods → then asks their bank to send the documents to the buyer’s bank → the buyer gets the documents (and goods) only when they pay or accept a draft.

Letters of Credit / Documentary Credits

is a guarantee from a bank that the seller will be paid on time and in full, as long as they provide the correct documents that prove they shipped the goods.

Letters of Guarantee

Letter of guarantee is an undertaking issued by a bank at the request of a party (applicant),

whereby the bank irrevocably undertakes “in the event of default by the applicant in the fulfillment

any of his obligations” to make payment to the beneficiary within the limits of specified sum of

money and within the specified period of time, at the beneficiary’s first demand.

Cross-Sell Overview

Cross selling is the process of selling a different product or service to a customer to increase the value of a sale. It is often confused with upselling, which is anything that increases the price and functionality of the original purchase.