S.2 personal investments

Stocks

Share, part ownership of company,

What do you recive from stocks and how often

Dividends and quarterly

Capital gain

Sell stock more expensive that purchased

Where to buy stock

NYSE and NASDAQ

Which stock place can you only buy stocks online

NASDAQ

IPO

Stocks have initial public offerings- public stocks

Bonds

IOUS to company/ govt (us treasury)

Stocks reward

High risk high reward

What do bonds collect

Interest

Bonds risk

Low risk low reward

EFTS

Numerous companies in one share

EFTS risk

Moderate risk moderate reward

How can you trade EFTS

Like stocks, numerous times a day 5 days a week

Mutual funds

Companies in one stocks

Mutual funds risk

Low risk low reward

When can you trade mutual funds

Once a day at the end of the day

Annuities

For retirement (through insurance)

Variable annuities

Depends on the market

Diversify (portfolios)

Give balance, 7 investments strategies - geographical, different sectors- tech healthcare

When to invest- bear

Bad time- high unemployment, low consumer confidence (stocks aren’t going and people aren’t spending)

When to invest- bull

Good time, low unemployment, high GDPS stock market