Grinch

current account

account you use for most everyday business

interest rates

percentage which the bank pays you based on how much you have in your account

overdraft facility

permission to have a negative amount of money in your account

consolidate

to join or combine together into one thing

debt

money owed

payment

the act of paying money

credit limit

the maximum amount of money you may spend on your card

raise money

to collect money

competitive

as good as or better than others of a comparable nature.

mortgage

a loan used usually to buy a house

deposits

money you pay before buying something to show you really want to buy it

repayments

payments to reduce the amount you owe

steady income

money coming in regularly, in a way that does not change much

outgoings

amounts of money that regularly have to be spent

Expenses

money you spend on things

direct debit

money taken automatically from your account

credit rating

judgement made by a bank about how likely someone is to pay back money that they borrow

to finance sth

find the money needed to pay for sth

savings account

account where you put money you do not need immediately

transfer

to move from one account to another

in credit

has a positive amount of money in it

overdrawn

has a negative amount of money in it

charge interest

make you pay a percentage of the amount

to be in the red

to have a negative amount of money in your account

overdraft limit

the maximum amount which a bank will allow a customer to borrow on an overdraft

online banking

Using the Internet and a bank's website to keep track of bank accounts, moving money from one account to another, and paying bills.

cash machine

a machine where you can get money

income tax

A tax on people's earnings

inheritance tax

a state tax collected on the property left by a person to his or her heir(s) in a will

customs duty

tax collected on goods that are imported

duty-free

free from government tax

value added tax

A tax on increased value of the product at each stage of production and distribution rather than just at the point of sale.

corporation tax

A tax on the profits of limited companies.

debit card

A bank card that automatically deducts the amount of a purchase from the checking account of the cardholder

unaware

having no knowledge of a situation or fact

be in credit

to have money in your bank account

promptly

with little or no delay

mount up

get much larger, build up, accumulate

transaction

a piece of business that is done between people, especially an act of buying or selling

bank statement

a printed record of the balance in a bank account and the amounts that have been paid into it and withdrawn from it, issued periodically to the holder of the account.

ignore

refuse to take notice of; disregard

cautions

careful behaviors

sum

an amount of money

expenditure

An amount of money spent.

budget

A plan for making and spending money

calculate

to use numbers to find out a total number, amount, distance, etc.

subtract

to take away

pay sth off

to finish paying money owed for sth

economize

reduce expenses; be frugal, make cutbacks

subsidize

to support by giving financial aid

surplus

A situation in which quantity supplied is greater than quantity demanded

deficit

A deficiency or lack of something

shortage

A situation in which quantity demanded is greater than quantity supplied

shortfall

deficit

work sth out

calculate or understand a problem

rummaging

searching through things by moving them around

throng

crowd

decline

decrease

atmospheric

creating a distinctive mood, typically of romance, mystery, or nostalgia

vintage

classic; of excellent quality and from a past era

plethora

an excess

jostled

bumped or pushed around roughly

receipt

A business form giving written acknowledgement for cash received

purchase

to buy

well off

rich

tip

Also known as a gratuity, it is a small amount of money in return for a service.

loan

An amount of money given to the borrower for a set period of time. After the set time has passed, the money must be paid back plus the lending fee, called interest. Payments are normally made over a series of months.

wealth

The total value of money and other assets, minus outstanding debts

profit

The financial gain made in a transaction

advertisment

paid public notice recommending some product or service

catalogue

a listing of all the books, periodicals, and other resources owned by a library

manager

a person who has the upper hand; a person who is in charge of someone or something

wallet

a pocket-size case for holding papers and paper money

pension

a sum paid regularly to a person, usually after retirement

accountant

Someone who keeps or checks financial records

cashier

Someone who pays out money in a bank

heir

a person who inherits another's belongings

pensioner

a person who receives a pension

agent

a person who acts or does business for another

investor

person who puts money into a project to earn a profit

customer

someone who pays for goods or services

swindler

a person who elicits trust and then betrays that trust

hairdresser's

you go here when you want to cut your hair.

estate agent's

when you look for a house or flat to buy

bakery

A place where bread and other baked goods are made and sold

travel agent's

are a middle person acting as a travel counselor on behalf of airlines, cruise lines, and hotels

greengrocer's

a shop that sells fruit and vegetables

clothes shop

a place where you can buy clothes

bank

an institution for receiving, keeping, and lending money

toy shop

a place where you can buy toys

special offer

goods that are sold at a lower price than usual

designer labels

clothes made by famous designers

gift voucher

a document that you buy in a shop as a present for someone, so that they can come to the shop later and exchange it for something that they want

opening time

the time at which a place opens

final day of the sale

the last day when prices are lower than usual

in good condition

in a good state

give away

give something to someone else for free

ultra-fashionable

very fashionable

faulty

imperfect

exchange

the act of obtaining a desired object from someone by offering something in return