LifeSmarts Consumer Rights Calendar Nov 23

Provide specific instructions for cleaning and maintaining garments

What do the laundry symbols found on clothing labels represent?

Detergents

These cleaning agents are used in the laundry process to remove dirt, stains, and oils:

Pretreatment

This is the process of treating stains or heavily soiled areas on clothing before washing:

Chemicals in detergents that break down and remove dirt, oil, and stains from clothing

What are surfactants?

Prevent dirt and soils from reattaching to clothes

Anti-redeposition agents found in laundry detergents have a specific function. What is it?

A service that allows you to sign up for regular deliveries of products or services

Describe what is meant by the term “subscription shopping”:

Meal-kit delivery subscription

Name the service that provides customers with portioned ingredients and recipes to prepare meals at home:

The percentage of website visitors who take an action on the site, such as making a purchase or signing up for future communication

Describe what is meant by the term “website conversion rate”?

Customer friction

When website visitors encounter obstacles on the site that hinder them from taking action, this is known as:

The rate at which website visitors leave or disengage from the site over time

Describe the term “website churn”?

Bandwagon effect: fear of missing out (FOMO); herd mentality

Astroturfing, a deceptive practice where individuals or organizations create fake grassroots movements takes advantage of this quirk of human psychology:

All direct costs associated with making a product

Describe what is meant by the term COGS, or cost of goods sold:

Modify, delete or add language or terms

Name one reason you might make an amendment to a contract:

The first ten amendments to the U.S. Constitution

What is the Bill of Rights?

No other laws may be passed that contradict

The U.S. Constitution is considered the “supreme law of the land” in the United States. What does this mean?

Allows foreign-born individuals to become citizens of a new country

Naturalization is a legal process that does what?

Identifies you: allows you to travel abroad; provides access to consular services ; allows you to reenter the US when you return

You are a U.S. citizen. Name one reason your U.S. passport is necessary when traveling abroad:

Male US citizens between the ages of 18-25; male immigrants between 18-25

Name one group that is required to register with the Selective Service?

The people

In a democracy, the source of authority for the government comes from:

Acknowledges and rewards the efforts of the service provider; encourages excellent service; helps support the income of workers who may rely on tips

Name one reason why gratuities are given in the service industry:

Offer a wide range of options; provide competitive pricing; offer user reviews

Name one way that third-party travel websites help travelers plan their trips:

The airline

You want to fly to visit family over spring break. You bought your ticket from a direct booking site. Who did you do business with?

Budget travelers

These travelers prioritize saving money and seek cost-effective options when traveling:

Provide expert advice; make travel arrangements; curate individualized itineraries; save travelers time and effort; have access to more resources; save money

Name two ways that travel agents assist travelers in planning their trips:

About 180

Roughly how many countries may an American visit with just a passport, no visa required?

American Airlines; Delta Airlines; South-west Airlines; United Airlines

The “big four” airlines in the US account for about 75% of U.S. airplane seat capacity. Name two of these companies:

Forty percent

A worker who paid in to Social Security can expect Social Security to replace what percentage of their pre-retirement earnings?

Provides electronic benefits to buy food; provides access to nutritious food; promotes food security; alleviates hunger

Name one way that the nutrition program SNAP assists qualifying families?

Provides monthly payments to eligible recipients to help cover basic living expenses

How does SSI (the Social Supplemental Security Income program) provide assistance to eligible individuals?

The states

Under TANF (Temporary Assistance for Needy Families), a federal block-grant program, who determines eligibility and benefit