Level 1 - Chapter 6

Pink Card

In provinces where automobile insurance is provided by province insurers a pink card is used to provide proof of financial responsibility OR in provinces having compulsory government insurance plans the pink copy of the certificate of registration serves as proof of financial responsibility

Facility Association

an insurance pool in which all licensed automobile insurers participate and which provides the insurance to those who may be refused insurance by private insurers

Drivers Abstract

a record of the driver history of the applicant and other drivers which can be obtained from provincial licensing authorities

uninsured automobile (as defined in accident benefits coverage )

One in which neither the driver nor the owner has collectible bodily injury liability insurance

unidentified automobile (as defined in accident benefits coverage )

one in which the identity of either the owner or driver cannot be ascertained and which causes bodily injury or death to an insured person arising out of the actual contact of that automobile with the automobile in which the insured is an occupant

general average

Designed to provide payment for ocean marine losses voluntarily incurred for the safety of the entire venture the insurers of the parties whose property was saved shall contribute to the losses of the parties whose property was sacrificed

temporary substitute automobile

one which is temporarily being used as a substitute for the automobile described on the policy it qualifies only if the described automobile cannot be used because of its breakdown repair servicing loss destruction or sale

occupant

any person who drives the automobile or is being carried on or upon or entering into or leaving the automobile

newly acquired automobile

one which replaces an automobile described on the policy or is in addition to other zoned by the insured which are all insured by the same insurer