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Inadequate accounting manual; incompetent accounting personnel.
Error: Failure to record changes in market values of investments.
Ineffective board of directors, audit committee, or internal audit function; Not conducive to ethical; undue pressure to meet earning targets.
FRAUD: Misstatement of the value of closely held investment.
Inadequate segregation of duties of record keeping for and custody of securities.
FRAUD: An employee with access to securities converts them for personal use.
Inadequate accounting manual, incompetent accounting personnel. Inadequate monitoring by internal auditors.
ERROR: Failure to record derivative agreements which are embedded in other agreements.