Rural Development
refers to continuous and comprehensive socio-economic process, attempting to improve every corner of India
Rural credit
refers to the infusion of capital to the rural areas.
Agricultural Marketing
It involves assembling, Storing, PMossecing, transporting and grading of different agricultural commodities across the country .
Organic farming
it is the form of agriculture that relies on techniques such as crop rotation, green manure, compost and biological pest control.
Benefits of organic farming
Economical farming
Provides healthy food
Safety to environment
Source of employment
Sustains soil fertility
Limitation of organic farming
Less popular
Low yield
Shorter food life
Limited crop choice
Sources of rural credit
Institutional source
Non Institutional source
Institutional sources
Cooperative credit
Commercial bank credit
Regional bank credit
NABARD
SHGs
Government
Measures to improve agricultural marketing
Regulated market
Infrastructural facility
Cooperative markets
Different policy instruments
Alternate marketing channels
Origin of farmers market
Alliance with national and multinational companies
Agricultural diversification
It is related to the change in cropping pattern or shift of workforce from agricultural sector to other related activities
Types of diversification
Crop production
Productive activities
Non farm areas of employment
Animal husbandry
Dairy ingredients
Fisheries
Horticulture
IT
Animal husbandry
India owns the largest livestock
Provides employment to 70million small and marginal farmers
Poultry accounts for 61% of the total livestock
India had 303 million cattle including 110 Buffalo in 2019
Silver Revolution (1969: worlds 3rd largest egg producers)
Dairy
Operation Flood/White Revolution (1970)
Milk production increased from 17million tones in 1950-51 to 198.4million in 2019-20
Major milk producing states
Gujrat,Maharashtra, MP,AP,UP,Rajasthan and Punjab
Fishery🐟
Fishing community refers water bodies as “mother“
Volume of fish production
65% from inland source
35% marine sector
Share of Fishing in GDP(0.9%)
Women participation
60% in exporting market
40% in internal market
Fish producing states
Bengal,Ap,kerala,Gujarat,maharashtra and Tamil nadu
Blue revolution
Also known as NEEL KRANTI MISSION…launched in 1985-1990 during 7th FYP
HIRALAL CHAUDHURI is considered as the pioneer of blue revolution
Horticulture
Contribution
6% of the total GDP
1/3rd of value of agricultural output
2nd largest producer of fruits and vegetables
Great scope for women employment
Golden revolution (1991-2003)
Nirpak Tutej is considered to be the father of golden revolution
Benefits of rural banking
Availability of adequate credit to farmers
Loans to rural population
Increase in the rural farm and non-farm output,incomes and employment
Problems faced by rural banking
Insufficiency
Dependency on informal credits
Inadequate Amt of sanctions
Less attention to poor and marginal farmers
Inadequate coverage of institutional source
SHGs bank linkage program for micro finance
By May 2019,6crore became member in 54lakh women SHGs
₹10,000-15,000 per SHG and another ₹2.5lakhs as community investment support funds are provided
Challenges for rural development
Development of human resources
Development of infrastructure
Land reforms
Alleviation of poverty
Development of productive resources