Exam 2 - Sociology

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Last updated 7:18 PM on 10/30/25
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46 Terms

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Redlining

When banks or lenders refuse to give loans or insurance to people living in certain neighborhoods marking them as a high risk

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Blockbusting

Real estate agents scare white homeowners into selling their homes cheaply by claiming minorities are moving in then sell the houses at a higher price to minority families

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Urban Renewal

Government programs that tear down “run down“ areas to rebuild cities or highways but this often displaces residents instead of helping them.

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Predatory Lending

Unfair or abusive loan practices that target vulnerable people with high interest rates or hidden fees trapping them in debt. 

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Racialized Wealth and Education

the way wealth and education opportunities are often unequally distributed by race often because of historic discrimination like redlining and segregation.

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Zoning Ordinances / Race Neutral Zoning Laws

Local laws that control how land can be used. they can be used unfairly to separate or exclude certain groups

  • mostly only allows construction on white homes but not on minorities

  • local laws that forbid the construction of multi family and or low income housing

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White Flight

When white residents move out of their neighborhoods as more people of color move in. often leading to segregation and economic decline in the area left behind

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Restrictive Covenants 

rules written into property deeds that used to say homes cannot be sold to certain racial or ethnic groups

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Steering

when real estate agents guide buyers towards or away from certain neighborhoods based on race or ethnicity

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Loan denial & Subprime Mortgages

Minorities are more likely to be denied regular loans and offered subprime (high interest rates) ones instead, leading to higher debt and foreclosures.

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FHA of 1968

A federal law that bans housing discrimination based on race, color, religion, sex, or national origin  

  • FHA denied loans for minority families

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Social Distance Theory

The idea that people prefer to live, work, and socialize with others similar to themselves — leading to racial and social segregation

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Index of Dissimilarity

a measure of neighborhood segregation / integration

0 = full integration

100 = full segregation

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Ethnic enclaves

race and ethnic groups tend to come together and be support for one another 

still tended to be segregated compared to the dominant race

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The Ghetto

Involuntary ethnic enclave created by structural racial segregation

  • limited resources for individuals 

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Suburbs

A residential area located on the outskirts of a city or town 

  • whites moved from the city to the suburbs in white flight 

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Immigration and Migration patterns in the early 20th century 

  • millions poured into the city via immigration and migration 

  • clustering of ethnic and racial groups

  • racial segregation supported by governments leading to the creation of ghettos 

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Urban Unrest

Racial uprising int he ghettos in 1960’s as a result of violent enforcement of racial segregation 

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Race Neutral Zoning Law

  • local laws forbidding construction of multi family and or low income housing 

  • only allow construction of higher values homes 

  • discriminat9ory consequence for minorities 

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How is housing inequality tied to health

Housing → quality of education → social / human capital → wealth b

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Racialized Spaces

Clustering of similar racial or ethnic groups into crowded areas

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Economics

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New Deal 

Economic relief programs to address consequences of depression in the 1930’s. Did not include blacks and latinos.

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GI Bill

Provided benefits such as college tuition and mortgages to veterans of World War 2. But they discriminated against minorities  

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Reparations

compensation of harms to racial minorities

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De industrialization

  • decrease in well paying manufacturing jobs in 70’s and 80’s 

  • disproportionate impact to minorities 

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Welfare reduction

  • racilization of welfare programs such as welfare quee 

  • accused poor minority women for not working 

  • reduce assistance

  • stigmatize welfare recipients

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Discrimination in the Labor Market

Audit experiment

  • whites with a criminal record more likely to be called back then black people with no criminal record (pager 2003)

  • white sounding names get more call backs (bertrand and mullainathan 2004)

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Split Labor Market

Lower wage to race / ethnic minority 

Employers pit one group against another → interracial worker 

solidarity → keep low wage

create prejudice and interpersonal racism 

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human vs social capital

  • education, knowledge skills and experience possessed by an individual  

  • systematic racialized inequalities in access to human capital 

  • resources gained from social networks;. minorities have less social capital → less human capital 

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Meritocracy

the belief that economic success comes from ones individual effort. racial groups disparities are explained by lack of effort from racial minorities. 

leads to structural inequalities 

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Brown v. Board of Education (1954)

De jure segrearion (required by law), ruled unconstitutional 

  • black school children were psychological damaged by segregation 

  • made to feel inferior and second class citizens 

  • this denied them access to equal education oppurtinites 

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Dejure

segregation based on law

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Defacto

Is a form of colorblind inequality

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Little Rock Arkansas (1957)

Nine black students attempted to go to all white high school 

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Inadequate funding

  • outdated textbooks / technology 

  • uncertified teachers 

  • inadequate infrastructure / extracurricular

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Spillover of other social inequalities

students in predominately minoirt schools are often less “learning ready“

  • more likely to be malnourished 

  • more likely to have inadequate housing 

  • more likely to have unstable home lives

  • more likely to experience crime and violence

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Curriculum

Literature and history courses traditionally taught largely from the white and european pov

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tracking

black and Hispanic students less likely to be placed in advanced tracks even at similar achievement level 

  • due to teachers biases and cultural capital 

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Cultural Capital

a persons knowledge, behavior, or skills that signify higher cultural competence

  • race / ethnicity itself could signal cultural capital 

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Code Switching

many non white people switch their behvavioral and language patters between home and school to better fit in with teacher expectations 

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Oppositonal Culture

students linguistic. behavioral and aesthetic patterns formed in opposition to main stream white culture

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Stereotype threat

when an individual feels at risk of confirming negative stereotypes about their social group their performance level goes down 

  • experiments suggest that high achieving African American undergraduates are more likely to struggle with grades than high achieving whites 

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residential segregation & segregated schools

school attendance based on neighborhoods → segregated neighborhoods result in increasingly segregated schools 

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Assimilation and segregation

  • native americans forced assimilation in schools

  • black people, hispanics, asians separated

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San Antonio v. Rodriguez (1973)

  • poorer districts inevitably have lower taxes put back into properties while richer districts put in more money which leads to better education and better economic benefits.

  • the supreme court however did not believe that this violated the 14th amendment