D. There are no banks nearby that provide construction loans
This is correct
The natural surroundings of a project, the available infrastructure, and the history of the area are all factors that may impact project decisions.
A project's natural surroundings can include the quantity of sunshine, soil types, precipitation, native vegetation.
The human factors of the site, or its social aspects may include the history of the area, connections to other areas, local codes and regulations, the people who live there and their traditions. For example in New Orleans you might have a community that has a tradition of music. In many southern towns in the United States there is an emphasis on football and sports.
The available infrastructure would be important to also identify - materials that are available, highways and roads, public transit, electricity and water utilities.