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What are 3 reasons why people spend money?
To pay for essential items they need
To pay for optional items they want now
To save for items they aspire to buy in the future
What are needs?
Relate to items people must have to survive, such as food, drink and a place to live
What are wants?
Optional items that are desirable but not necessary
What are aspirations?
Items or experiences that people wish to have in the future
What do people pay for first when planning finances?
Needs
If they have spare income after paying for these needs, they will consider paying for wants and saving towards aspiration