Dental Insurance

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44 Terms

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First-dollar benefits

benefits paid without any deductibles or copays to satisfy

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Indemnity

a principle which states that an insured cannot profit from reimbursement for a loss

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Nonscheduled plan

also known as comprehensive; benefits are paid on a reasonable and customary basis and are subject to deductibles and coinsurance

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Scheduled plan

also known as basic; pays benefits from a list of procedures up to the amount shown in the schedule

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All of the following statements are true of a Combination Dental Plan EXCEPT

It is also known as the Superimposed Plan

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A patient has severe gingivitis and is seeking treatment from his dentist. Which type of dental treatment is this?

Periodontics

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