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reasons for saving
future spending, emergencies, credit rate
factors to consider when saving
risk, reward, taxation, future benefits
what’s AER
annual equivalent rate ( tax on interest )
what’s DIRT
Deposit Interest Retention Tax ( tax an interest )
what’s commercial banks
individuals deal with (an post)
what are credit unions
Save together
building societies
saving for a mortgage/loan (esb)
how to calculate interest
principal x time x rate