Property Insurance Polices

Which of the following Dwelling Property forms insures against loss to dwelling on an open perils basis?

1. DP-3

2. Broad form

3. DP-2

4. Basic form

DP-2

The standard deductible of a Dwelling Policy is:

1. $1,000

2. $500

3. $750

4. $250

$500

Which of the following situations would be covered under Coverage E - Personal Liability of a Homeowners (HO) policy?

1. The insured's business is sued for a faulty product

2. The insured intentionally damages the property of others

3. The insured injures someone while operating a golf cart on a golf course

4. The insured's car runs over the neighbor's bike

The insured injures someone while operating a golf cart on a golf course

Which unendorsed Homeowners (HO) policy form is the only one that provides open perils coverage for personal property?

HO-05