R E Ch 12 Fair housing and discrimination

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Last updated 5:30 PM on 6/16/26
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14 Terms

1
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Which of the following laws applies to real estate licensees who must accommodate the needs of their employees?

The Americans with Disabilities Act.

2
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The Fair Housing Act would not protect which of the following individuals?


A drug addict using illegal drugs.

3
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Which of the following is not a protected class under the Federal Fair Housing Act?

Sexual orientation.

4
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Which of the following statements, when used in an advertisement, would not be considered discriminatory?

"Wheelchair-accessible."

5
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If a client insists on discriminating, an agent should:

Advise the client against it, and if that doesn't work, the agent must withdraw from his relationship with the client.

6
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If an agent tells a minority buyer that the seller has recently decided not to carry back second mortgage financing, when in fact, the owner has made no such decision, this is known as:


Discriminatory misrepresentation.

7
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Which law was enacted in 1974, and requires lenders to be fair and impartial in determining who qualifies for a loan?

The Equal Credit Opportunity Act.

8
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Executive Order 11063 - prevents

discrimination in residential properties financed by FHA and VA loans.

9
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Housing and Community Development Act -added

“sex” to the protected classes in 1974.

10
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Administration of the Fair Housing Act is the responsibility of the

Department of Housing and Urban Development

11
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The ____________, otherwise known as HOPA, made a couple of amendments to the Fair Housing Act regarding the 55 and older exemption.

Housing for Older Persons Act of 1995

12
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Complaints alleging fair housing violations must be filed with the Office of Fair Housing and Equal Opportunity within _______ of the occurrence of the violation

1 year

13
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If HUD decides that the complaint does merit further action, it will attempt to resolve the matter out of court through

conciliation

14
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If that ALJ finds that housing discrimination has occurred or is about to occur, the ALJ has the authority to award a maximum civil penalty of

$11,000 per violation for a first offense