Credit cards Business and personal finance
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9 Terms
1
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Credit Utilization
Balance
Limit
2
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3
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Credit report
6 factors
4
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Payment History #1
Late by 30-60 days
easier to recover
still hurts score
90 days late
more damaging
may dispute you from certain loans
after 90 days may get sent to collections
HIGH IMPACT
5
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Credit Utilization #2
Balnce/ limit HIGH IMPACT
6
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Derogotory marks
HIGH IMPACT
7
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Credit age
looking to see longevity
wont average age to be high
keep account active
8
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total accounts
Mix of accounts
loans and credit cards
9
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Hard inquires
Bank checking score
Note 
Flashcards (187)