Auto

UIM

Covers Loss of wages, Pain & Suffering, and medical bills

Bodily Injury

if you hit someone it covers THIER medical bills

Property damage

covers you if you hit cars, fence, pole, ETC, it covers other peoples property

Medical payments

Covers YOUR medical bills for YOUR accident

Comprehensive

Covers acts of God, if you hit an animal, glass

All glass panes on the new auto policy

Only front windshield on the old policy

both have a 0 dollar deductible it’s STATE LAW

Collision

Covers hitting a car, fence, pole, ETC, for your car to be repaired

EXCLUDES ANIMALS

Transportation Expense

Covers you if you are in an accident and your car has to go to the shop

Personal Injury Protection (PIP)

Covers medical payments

normally a 1k deductible

STATE LAW to carry it

Accident forgiveness

An accident is waived and has no effect on your premium once every three years

Replacement Protection

If your car is 7 years old or newer and gets into an accident where it is totaled, we will buy the insured a car that’s 1 year newer with less miles

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