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Principal
money borrowed or invested in the origin date
interest
amount paid or earned
rate
usually in percent
time or term
time of years or length of time
compound interest
interest calculated on both the initial principal
conversion of interest
time between the successive conversion of interest
n = m × t
formula for nominal rate
annuity
series of equal payments
cash flow stream
money in money out
loan
money borrowed must be paid back with interest
amortization
spreading out a loan