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1.In this part, I am going to talk about ‘‘Factors Causing the Decrease in Sales’’.
First: It is about customer debt.
Most customers already have debt.
2.Because their jobs are not stable,
fewer people decide to apply for new credit.
3.Second: Many customers migrate
to find work in far areas.
4.Because so many people move away,
real demand in the area goes down.
5.Third: Many customers apply to us, but when we check their CBC credit reports,
they have a bad history of paying back debts to other institutions.
6.Because of this, we have to
reject their applications.