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Market Failure
When the free market doesn't allocate resources efficiently.
Negative Externality
Harm to third parties (e.g., pollution); leads to overproduction.
Positive Externality
Benefit to third parties (e.g., vaccines); leads to underproduction.
Public Goods
Non-rival and non-excludable; lead to free rider problems.
Free Rider
Someone who benefits from a good without paying.
Deadweight Loss
Lost efficiency due to price controls or monopolies.
Progressive Tax
Tax rate increases with income (e.g., income tax).
Proportional Tax
Constant tax rate regardless of income (e.g., flat tax).
Regressive Tax
Tax rate decreases as income rises (e.g., sales tax).
Lorenz Curve & Gini Ratio
Visual + numerical methods of measuring income inequality.