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All problems that countries face
cost
patient satisfaction
choice
ageing population
Methods all countries have
DRGs
increase premiums
payment systems HMOs
HMOs
NHS
universal nation health system funded by general taxation
health is a public good
largest public sector
not all services are funded by the public
General practice in England
GPs are independent contractors in private services
GPs are gatekeepers because of HMOs and share interests with the NHS
more power than specialists like Denmark, Canada, and Norway
gov’t has interest in them
Two-way access in England
GP or emergency room
Payment systems in England
capitation
performance based
fee-for-service
locums
locums
extra money if you work weekends or overtime
What are the problems in England with capitation?
undertreatment
people might not show up
England before reform
NHS owned hospitals
all services were provided by the government
Problem with England before reform
no incentive to be efficient
patients complain
costs
lack of coordination of care
long waiting lists
Reform in England
privatize hospitals similar to Sweden in order to increase efficiency, patient choice, and competition
Problems with long term care
ageing population is increasing
U.S. should have private Medicare to decrease the dependency on the working class
Singapore: have citizens have money to put into retirement accounts as soon as they begin working
Problems in English system
shortage of nursing home care
long delays
long waiting lists
shortage of manpower
lack of coordination between GPs and specialists
less patient choice
Patient satisfaction in England
very high
Germany Health Care
insurance-based like Switzerland and Netherlands
very efficient
requires employers to provide insurance
government subsidies to help poor people pay for health care
sickness funds= insurance companies
basic universal coverage for all
have special fund for chronic illnesses
privatized ambulatory services
decentralized
Physicians and specialists in Germany
have freedom
Germany payment systems
fee-for-service
capitation
DRG
performance-based
Germany reform
introduce program similar to Medicare
Increase out of pocket payments on co-payments
allow people to pay generic drugs
all sickness funds have GPs as gatekeepers
Challenges in Germany
excessive number of hospital beds and hospitals
lack of coordination and bad with disease management
need more nurses/ health personal
high number of sickness funds with same services so no competition or incentives to make changes
people that make more money pay less taxes
increase in ageing population
Switzerland cantons
like regions
need to meet certain requirements to provide health coverage
provide specific private insurance companies
Switzerland health care
insurance-based
basic universal coverage
Switzerland individual mandates
everyone is required to buy insurance
penalty if you don’t
governmental subsidies
Switzerland 4 plans
high deductible which decreases premiums by paying more first
managed care which has GPs as gatekeepers
higher deductible
bonus plan which allows people to decrease premiums the following year
Switzerland outcomes
high patient satisfaction, number of hospital beds, and quality doctors
access and choice are plentiful
higher stroke morality rates
Switzerland demand side
access demand
ability to change physicians increases the patients’ leverage in making physicians doing what they want
Switzerland regressive nature of premiums
people who are poorer are paying more and have less benefits
Switzerland problems
little competition between companies since they are all very similar
big GDP on health care
swiss doctors are highly paid
ageing population
lack of coordination
fee-for-service creates a perverse incentive
Swedish Health Care
similar to Denmark and Norway
universal coverage
21 county councils/ regions provide health care
mulpalicities provide social services and long-term care
GPs are not gatekeepers, so they are weak
privatized hospitals owned by county councils
more hospital care
Swedish Challenges
cost, pay a lot of taxes
lack of coordination
lack of incentives
long waiting lists
Stockum Model goals
address problems in Sweden
help with inefficiencies
Stockum Model outcomes
create more competition in hospitals
give hospitals more money to increase efficiency
put GPs into private practice to increase competition
Why is the medical profession being undermined?
insurance company role
increased power of personal below physicians
HMOs decrease autonomy
Republican views on Medicare
increase premiums and to make it mean-based
Democratic view on Medicare
focus cuts on hospitals and physicians fees
Medicare benefits tension
gap between the promise of Medicare to protect elderly from devasting costs
commitment of federal government to pay medical bills by letting medical providers control billing
Medicare finances tension
shifting to alternate form of financing to private system (part C)
Chapter 2- history of Medicare
idea of the federal gov’t providing health insurance to its citizens was brought up by German which was disliked by America
socialized medicine was introduced after WW1
Support of Medicare
popular
political power of organizations can resist changes
political strength of Medicare consensus
limited scope of coverage
Medicare consensus
to oppose Medicare could lose your seat in Congress
Medicare problems
not account for mental health
home health and nursing homes were covered short term
drugs were not coverage in original model
How Medicare is financed
A is free through payroll taxes and B is financed through general revenues and people pay premiums
Medicare proposals
introduce general revenue for part A
increase cost of A with cost-sharing
increase Medicare’s income by increasing payroll taxes
PSROs and DRGs to regulate program payments for medical providers
raise retirement age
make Medicare based on need
privatize Medicare
PSROs (The Professional Standard Review Organization)
doctors and accountants
created to regulate costs of Medicare
Medicare Fee Schedule
Negotiations with hospitals physicians that Medicare only pays 80 percent
Medicare Interest groups
physicians, hospitals, patients, and insurance companies
New Trends in Medicare- The Inflation Reduction Act of 2022
Medicare could negotiate prescription drugs
amount of money elderly pay for prescription drugs should not exceed 2000
efficiency in Medicare by expansion ACA
provide incentive for companies to change due to inflation
Problems with demand and supply
patients are sicker
ageing population
long waiting lists
burnout
physician shortage
lack of integration of care
lack of hospital beds
Health planning
making decisions that relate into the future for health
Why plan?
lack of resources and need to make wise choices
have to account for power structures and core values
need gov’t to intervene for inefficiencies in market system
activity planning
timetables
allocative planning
decisions that we make with resources that we have
Quantitative
gather information, valid, rational, numbers
Qualitative
interviews, observations, case study, evaluate all different ways to get information
Rational model
scientific research
top-down approach
evidence
focused on facts
The Incremental Model
don’t have the facts
open-minded
critiques rational model
interviews
different views
Mixed scanning
cursory search on many different sources and draw conclusions
Garbage-can model
everyone brings different ideas and plan based on that
create policy after combining all different ideas
class analysis/ Marxian approach
how someone’s economic class affects their ability to access health care
Pluralism
different interest groups will have different agendas
Corporatism
how interest groups undermine medical profession
Social construction of reality
how we get information
your reality is not the same as mine, different interpretation of what we see
justify reality is important
What you need to do to form policy
understand:
communities, institutions, and personal
know what people need and what we have
interest groups in policy formation
mass media force government to respond
external factors
professional lobbyists
non-governmental organizations
UN organizations
Staff HMOs
physicians with very low autonomy
group of HMOs come together to form a group
can negotiate with health plans to decide payments
negotiate with both private and public health plans
more autonomy and control
Reforms for countries
private want to go more public and public want to go more private
how to compare health systems
service delivery
manpower shortages?
equity or universal care?
stewardship
drugs
risk pooling (vulnerable groups)
mechanism of financing
Top-down planning
experts make decisions, rational model
bottom-up planning
start with community
stakeholder analysis
have goal, come together with different ideas or interests
whose agenda will be used?
power involved
bottom-up or top-down
autonomy in right to die cases
listen to wish of patient
In order to pull plug
patient must be clear they want it
there must be more than one doctor that agrees
must be evidence that the patient will not make it
What necessitated the Patient Protection and Affordable Care Act of 2010
democratic congress and president
reconciliation act
cost of health care
many people uninsured
fragmented private insurance
goal was to extend health care to the uninsured
Federal role in ACA
give money to states to expand Medicaid (happened)
contract with insurance companies to expand coverage (did not happen)
State role in ACA
expand Medicaid if they decide to
insurance company role in ACA
have certain requirements for benefits and services
cannot deny coverage to pre-existing conditions
have certain lifetime or cap
can no longer cap
200 or more employees than required to provide care (repealed)
on board because they got more money
health care provider role in ACA
GPs and specialists got paid similarly which made specialists mad
more preventative care
physicians, patients, pharmacies and providers were _____ the ACA
on board
individual mandates in ACA
employers provide coverage or pay a fine (could be cheaper)
The Accountable Care Organizations
control Medicare costs
outcomes of ACA
increase in taxes
10 states did not expand Medicaid (have more minority groups)
expanded to 31 million
Thermerican Rescue Plan (covid)
Inflation Reduction Act
If subsidies are not expanded, many will lose coverage
What is a professional?
Someone with
expertise
monopoly over knowledge that is checked
education in a certain field
ethics and standards
license
autonomy
own to a professional body or association
self-regulation
What is power?
ability to compel someone to do something against their resistance
Why are doctors powerful?
have knowledge over the patient
Authority
power that is legitimized or there are recognition and consent that someone has power over you
What is the relationship between medicine and science?
gather information
decisions are made based on facts and expertise
always a logical reasoning
What factors led to the rise of the medical profession?
science
way patient is seen
moved from homecare to institutions
more qualifications
non-clinical field need supervision of doctors
old system before managed care
too costly because of fee-for-service
patient choice and physician autonomy
no coordination of care
waste of resources
overtreatment
demand was too high because insurance covered everything
managed care
single payment per month
GP as gatekeeper
networks of physicians and hospitals
reduce costs, organization, coordination, integration, and capacity to learn
capitation
preventative care
HMO
group, staff contract w/ exclusive network
contract w/ individuals who have multiple contracts at the same time
lock in patients
POS: patients seek care from doctor outside of network
physicians are under a lot of pressure
PPO
fee-for-service payment to physicians
in network for CHEAP, out of network money
more choice of provider for more money
make more money when they do more
Selective contracting
use threat of not contracting to achieve favorable payment rates
improve quality
limited networking with physicians
coordination and community of care
UM and Preauthorization
physicians recommendation for complex and costly services are evaluated by nurses to see if there is a way to save money
How to improve managed care
practice guidelines and review boards
demand management
chronically ill
disease management
specialty benefit carve-outs
How does the medical profession change in different societies?
Are GPs gatekeepers?
private has generally more physician power
public= less physician power but can be powerful with large professional body (Sweden has weak one)
are they paid by insurance companies? -more power, fee-for-service
are they paid by gov’t?- less power, capitation
cost containment decreases power
financial incentives
increase of non-clinical professionals decrease power
1st amendment
freedom of association from exercise of religion
4th amendment
permits searches and seizures unless certain conditions exist
cannot take life without evidence the patient wants it
Griswold V. Conn (1965)
Planned Parenthood
contraception (birth control) is allowed
Roe V. Wade
gave abortion rights
The common law doctrine of informed consent
will and deciding what happens if you die