Government Schemes

Recent or important government schemes

PMJDY - PM Jan Dhan Yojana

• Launched in 2014

• financial inclusion for every household in India, providing access to banking facilities.

PMMY - PM Mudra Yojana

• Launched: 2015

• provides fin. support to small businesses and small entrepreneurs.

APY - Atal Pension Yojana

• Launched: 2015

• Guaranteed pension to the workers of UNORGANIZED SECTOR, after 60 years.

• replaced the Swavalamban Yojana

• Minimum age to join - 18

• Maximum age to join - 40

• Administered by PFRDA - Pension Fund Regulatory and Development Authority

PMSBY - PM Suraksha Bima Yojana

• Launched: 2015

• Accident insurance (applicable in cases of death/disability)

PMJJBY - PM Jeevan Jyoti Bima Yojana

• Launched: 2015

• LIFE Insurance

• Renewable YEARLY

• Applicable in case of death

• Age limit: 18-50 yrs

• premium of 436 Rs.

PM SVANidhi - PM Street Vendors’ Atmanirbhar Nidhi

• Launched: 2020

• provides working capital for Street vendors through MICRO-CREDIT

Micro-credit?

lends small amounts at low interest rates, to businesses in developing world

PM-JAY: PM-Jan Arogya Yojana - Ayushman Bharat

• Launched: 2018

• Health insurance coverage upto Rs. 5 lakhs for poor/vulnerable families.

PMUY - PM Ujjwal Yojana

• Launched: May 1, 2016

• provides FREE LPG connection to women from BPL households.

BBBP - Beti Bachao Beti Padhao

• Launched: 2015

• Gender ration improvement, and empowerment of girl child.

• Includes Sukanya Samriddhi Yojana

POSHAN 2.0 - Saksham Anganwadi

officially - Saksham Anganwadi & Mission Poshan 2.0

• Launched: 2021

• By the Ministry of Women and Child Development

• Addresses malnutrition

• Focuses on reducing stunting, wasting, underweight, anaemia

• basically, improving nutrition delivery systems

Sukanya Samriddhi Yojana

• Launched: 2015

• Savings scheme for girl child

• max. age limit - 10

• minimum deposit - 250 Rs. (initially - 1000 Rs.)

• maximum deposit - 150,000 Rs.

Make in India

• 2014

• encourage MNCs and domestic companies to manufacture in India

Startup India

• 2016

• fin. support and incentives for new entrepreneurs and startups

PLI - Production Linked Incentive

• 2020

• Incentive on INCREMENTAL PRODUCTION (info about it in next card), to

• Boost Domestic manufacturing in key sectors

PM Gati Shakti

• 2021

• Integrated national master plan for multi-modal connectivity and Infrastructure projects

PM Vishwakarma Schemes

• 2023

• provides FREE tools to traditional artisans and craftsmen

PMAY - PM Awas Yojana

• 2015

• Affordable HOUSING for all (Urban as well as Rural)

PMFBY - PM Fasal Bima Yojana

• 2016

• fin. support to farmers against CROP LOSS due to NATURAL CALAMITIES

PM Kisan Samman Nidhhi Yojana

• 2019

• provides Income of Rs. 600 PER ANNUM, to all LANDHOLDING Farmer families

Jal Jeevan Mission

• Launched: August 15, 2019

• Under the Ministry of Jal Shakti

• Ensure every rural household has potable water supply through taps, by providing 55 ltrs. to every household per Capita per day

• After 6 years, 15.69 crores houses have been covered, which is 81%