Union Bancaire Privée (UBP) Presentation Overview

This set of vocabulary flashcards covers the organizational identity, financial metrics, investment mandates, and publication types of Union Bancaire Privée (UBP) based on the 2026 presentation.

Edgar de Picciotto

The Founder of UBP who famously stated, “Yesterday no longer exists; it’s tomorrow that counts.”

Pure player

A term describing UBP's core business model where the primary focus is managing client assets to allow for a client-centred approach.

Moody’s long term rating (UBP)

The credit rating assigned to UBP, which is $Aa2$.

Tier 1 ratio

A measure of UBP's financial strength, which stood at $23.1\%$ as at 31.12.2025.

Assets under management (AUM)

The total market value of investments managed by UBP, recorded as $CHF 184.5\,BN$ as at 31.12.2025.

Wealth Optimization

The foundation for wealth generation involving dialogue about investment horizon, cash flow needs, risk appetite, and involvement levels.

Advisory Mandate

A structure where the client retains full control, requiring explicit approval for every transaction prior to execution.

Discretionary Mandate

A solution where authority is delegated to a portfolio manager to act within agreed parameters without requiring per-trade approval.

Global Investment Committee

A committee that meets monthly to review global economic/political outlooks, adjust asset allocation, and identify long-term investment themes.

UBP House View

A monthly publication identifying perspectives and long-term investment themes that shape portfolio strategies.

UBP Weekly View

A regular publication providing weekly perspectives to UBP clients.

Portfolio Insights

An ad-hoc publication used to deliver specific investment insights to UBP clients.

Inside the Investment Committee

A monthly publication that provides details on the committee's findings and decisions.