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affluent
заможний.
Having a lot of money and living comfortably.
Example: "They live in an ______ neighborhood."
Collocations: ______ family, ______ society, ______ area.

well-off
забезпечений.
Rich enough to have a comfortable life.
Example: "Her parents are quite ____-____."
Collocations: reasonably ____-____, financially ____-____.

loaded
дуже багатий.
Extremely rich.
Example: "He's absolutely ______."
Collocations: be ______, get ______.

penniless
без копійки.
Having no money at all.
Example: "He arrived in London completely ______."
Collocations: be ______, left ______.

broke
без грошей.
Having no money at the moment.
Example: "I can't go out—I'm ______."
Collocations: go ______, be completely ______.

hard up
мати фінансові труднощі.
Having very little money.
Example: "We're a bit ______ ______ this month."
Collocations: be ______ ______, financially ______ ______.

fare
вартість проїзду.
The money paid for a journey on public transport or in a taxi.
Example: "The bus ______ has increased."
Collocations: bus ______, taxi ______, pay the ______.

instalment
внесок; платіж частинами.
One of several payments made over time.
Example: "I pay my tuition in monthly ______s."
Collocations: monthly ______, final ______, pay by ______s.

quote
цінова пропозиція; кошторис.
An estimated price for work or services.
Example: "The company gave us a ______."
Collocations: get a ______, price ______, accept a ______.

lump sum
одноразова виплата.
A single payment of money.
Example: "She received a ______ ______ after retiring."
Collocations: pay a ______ ______, receive a ______ ______.

fee
плата; збір.
Money paid for a service or professional work.
Example: "There's an entrance ______."
Collocations: annual ______, membership ______, legal ______, tuition ______.

Money doesn't grow on trees
Гроші не ростуть на деревах.
Money is limited and shouldn't be wasted.
Example: "Stop buying things you don't need—money doesn't ______ on ______."

tight-fisted
скупий.
Unwilling to spend money.
Example: "He's too ____-____ to buy presents."
Collocations: be ____-____, extremely ____-____.

cost an arm and a leg
коштувати шалені гроші.
To be extremely expensive.
Example: "That car ____ __ ______ ___ __ ______."

make ends meet
ледве зводити кінці з кінцями.
To earn just enough money to live.
Example: "It's hard to ______ ______ ______ after the rent increase."
Collocations: struggle to ______ ______ ______.

in the red
бути в боргах; мати збитки.
Owing money or losing money.
Example: "The company has been ______ the ______ for months."
Collocations: be ______ the ______.

in the black
мати прибуток; бути без боргів.
Making money rather than losing it.
Example: "The business is finally ______ the ______."
Collocations: be ______ the ______.

rip-off
обдиралівка; шахрайська ціна.
Something that costs much more than it should.
Example: "That hotel was a complete ____-____."
Collocations: complete ____-____, total ____-____.

tighten your belt
затягнути пасок.
To spend less money because of financial difficulties.
Example: "We'll have to ______ our ______ this year."
Collocations: ______ your ______, everyone needs to ______ their ______.

live beyond your means
жити не по кишені.
To spend more money than you can afford.
Example: "He's ______ing beyond his ______."
Collocations: ______ beyond your ______.

exchange rate
обмінний курс.
The value of one currency compared to another.
Example: "The ______ ______ has changed again."
Collocations: currency ______ ______, favourable ______ ______, fixed ______ ______.

mortgage
іпотека.
A loan used to buy a house or apartment.
Example: "They're paying off their ______."
Collocations: take out a ______, pay off a ______, monthly ______ payments.

shares
акції.
Equal parts of ownership in a company.
Example: "She invested in technology ______."
Collocations: buy ______, sell ______, company ______.

cost of living
вартість життя.
The amount of money needed for everyday expenses.
Example: "The ______ ___ ______ has increased."
Collocations: rising ______ ___ ______, high ______ ___ ______.

income
дохід.
Money that you earn or receive regularly.
Example: "Her monthly ______ isn't very high."
Collocations: annual ______, household ______, steady ______.

recession
рецесія; економічний спад.
A period when the economy becomes weaker.
Example: "Many businesses closed during the ______."
Collocations: economic ______, fall into ______, recover from ______.

stock market
фондовий ринок.
A place where company shares are bought and sold.
Example: "The ______ ______ fell sharply today."
Collocations: invest in the ______ ______, ______ ______ crash.

standard of living
рівень життя.
The quality of life based on income and living conditions.
Example: "The country's ______ ___ ______ has improved."
Collocations: high ______ ___ ______, improve the ______ ___ ______.

interest rates
відсоткові ставки.
The percentage charged on borrowed money or paid on savings.
Example: "The bank increased ______ ______."
Collocations: high ______ ______, lower ______ ______, raise ______ ______.

worth
вартість; вартий.
The value of something; having a particular value.
Example: "The painting is ______ thousands of dollars."
Collocations: be ______, be ______ doing, net ______.

live off
жити за рахунок.
To receive the money or support you need from someone or something.
Example: "He still ______s ____ his parents."
Collocations: ______ ____ your parents, ______ ____ savings, ______ ____ the land.

live on
жити на (певну суму).
To have a particular amount of money to live on.
Example: "They have to ______ on a small salary."
Collocations: ______ on a pension, ______ on benefits, ______ on a budget.

take out
оформити; взяти (позику, страховку тощо).
To obtain something officially, such as a loan or insurance.
Example: "They ______ ______ a mortgage."
Collocations: ______ ______ a loan, ______ ______ insurance, ______ ______ a mortgage.

stock up on
запастися.
To buy a large amount of something for future use.
Example: "We ______ed ____ __ food before the storm."
Collocations: ______ ____ __ groceries, ______ ____ __ supplies, ______ ____ __ food.

splash out (on)
добряче витратитися.
To spend a lot of money on something special.
Example: "They ______ed ____ __ a new sofa."
Collocations: ______ ____ __ clothes, ______ ____ __ a holiday, ______ ____ __ yourself.

cut back on
скоротити споживання або витрати.
To reduce the amount of something you use or spend.
Example: "We're trying to ______ ____ __ unnecessary expenses."
Collocations: ______ ____ __ spending, ______ ____ __ sugar, ______ ____ __ costs.

set aside
відкладати (гроші).
To save money for a particular purpose or the future.
Example: "She ______s aside part of her salary every month."
Collocations: ______ ______ money, ______ ______ savings, ______ ______ for retirement.
