Property and Casualty Note Cards

Bodily Injury

The bodily injury is $50,000/$100,000. The bodily injury liability is $50,000 per person and the $100,000 is maximum payout for medical expenses. Bodily injury means bodily harm, sickness, or disease, including resulting death. Its is strictly 3rd party.

Property Damage

$50,000 per accident property damage means destruction of or loss of use of tangible property.

(PIP) Personal Injury Protection

PIP benefits are paid without regard to fault. It will pay you and the other passengers regardless of fault. An insurer may not pay benefits for any injury, caused to the insured by the insured. (PIP) is required under all policies issued in Texas unless rejected by the insured in writing.

Uninsured Motorist Bodily Injury

$50,000/$100,000 A person who has no liability coverage at the time of the accident or less than the state minimum required liability limits. It can be a hit and run.

Comprehensive (Other than collision)

$500 deductible The perils that would be covered would be falling objects, fire, theft, hail, malicious mischief, vandalism, riot, or civil commotion, glass breakage.

Collision

It is defined as the impact of an auto covered by the policy with another object or vehicle, or the upset(overturn) of a vehicle.

Rental Reimbursement (Transportation Expense)

Transportation expenses incurred by the insured because of physical damage losses to the insured’s covered auto. Example would be $50 a day to a maximum of $1,500. Rental Reimbursement pays for the cost of a rental car in the event of a covered physical damage claim. Rental reimbursement you will get after 24 hours have past. You have the option of 30,50,and 75 days.

Emergency Roadside Coverage

It covers assistance per tow, lockout, wenched out, and fuel run out.

Bodily Injury Property Damage

Third party repairs total loss to property there car and home.