Thẻ ghi nhớ: [ESP233] Unit 5: RISKS AND RETURNS | Quizlet

Risk

is defined in financial terms as the chance that an outcome or investment's actual gains will differ from an expected outcome or return; includes the possibility of losing some or all of an original investment

Systematic risk - Rủi ro hệ thống

the impact of changes occur in society like economic, political and social systems is system-wide and the portion of total variability in returns caused by such across the broad factors

unsystematic risk - Rủi ro phi hệ thống

the variability in returns occurs due to such firm-specific factors like material scarcity, labour strike, management inefficiency,...

systematic risk

subdivided intointerest rate risk, market risk, and purchasing power risk

unsystematic risk

subdivided into business risk and financial risk

return - lợi nhuận

profit on an investment, comprises any change in value of the investment, and/or cash flows which the investors receive from the investment, such as interest payments or dividends

a negative return

a loss instead of profit, assuming the amount invested is greater than 0

The Return on an Investment (ROI) - Tỷ suất hoàn vốn

return per dollar invested, a measure of investment performance

Risk-Return tradeoff - Đánh đổi Rủi ro-Lợi nhuận

states that the potential return rises with an increase in risk, links high risk with high reward

render - trình bày một báo cáo

to officially prepare financial records, bill, etc. and give them to someone or make them available

tradeoff

a balancing of two opposing situations or qualities, both of which are desired

portfolio - danh mục đầu tư

a collection of company shares and other investments that are owned by a particular person or organization

reward

money that is earned from successful investments

bear

person who sells shares when prices are expected to fall in order to make a profit by buying them back again at a lower price

bull market

a time when the prices of most shares are rising

holding

something that you own such as shares in a company or buildings, or land that you rent and farm

penny stock - cổ phiếu của các công ty vốn hóa nhỏ

a share with a very low value because it is considered a high-risk investment, for example in a company that is small, little known, or not very successful

cumulative - tích lũy hoặc luỹ kế

increasing by one addition after another, and including all the amount that have been added before

equity - vốn chủ sở hữu

the value of the company, divided into many equal parts owned by the shareholders, or one of the qual parts into which the value of a company is divided

yield - lợi suất

an amount of something positive, such as food or profit, that is produced or supplied

deviation - độ lệch chuẩn

the difference between a particular number and the average or normal number

depreciation - Khấu hao

an increase in value

downside - rủi ro thua lỗ

a disadvantage of a situation

portfolio

a collection of investments that are owned by a particular person or organization

bear

to accept, tolerate, or endure something, especially something unpleasant

framework - khung/khuôn khổ

a system of rules, ideas, or beliefs that is used to plan or decide something

preference

the fact that you like something or someone more than another thing or person

volatility - tính biến động

the quality or state of being likely to change suddenly, especially by becoming worse

bankroll - tài trợ hoặc cung cấp von

to support a person or activity financially

steadfast - ko dao dong

staying the same for a long time and not changing quickly or unexpectedly

tolerant - mức chấp nhận độ lệch

having the ability to bear something unpleasant or annoying, or to keep going despite difficulties

security - chứng khoán

investment in a company or in government debt that can be traded on the financial markets and produces an income for the investor

recoup - bù đắp lại chi phí

to get back money that you have spent or lost

compensate - bồi thường

to pay someone money in exchange for something that has been lost or damaged or for some problem

----------- income and discretionary income are key economic indicators used to gauge companies' and individuals' financial health.

disposal

We can create income --------- strategies that don8t collapse with our confidence when the market goes haywire 4 and that can reduce income volatility to near zero

allocate

--------- ratios are an important class of financial metrics used to determine a debtor's ability to pay off current debt obligations without raising external capital.

liquidity

This part of the law is only -------- to companies employing more than five people.

application

This article is written for users who have purchased a new machine with a

1 year warranty, but found that their warranty expired ----------

prematurely

The ------- of the asset reduction comes from changes in the way Shell's pension plan holdings are recorded, the company said.

bulk

The decline began in the market and led to --------- selling as more investors were unwilling to risk additional losses. The market sharply declined and was followed by the Great Depression

panic

But the only -------- for lying on the declaration or refusing to wear a mask on the plane is getting banned from the airline, if caught.

repercussion

Each move is completely -------- to catered to the customers8 needs

customize

If the business loses any more money, we won't be able to -------- the books this year.

balance